Top 9 benefits of attending:

• Alberto Ávila, CAMS
  Director, COMLAFT
  Alberto advises and works for financial and non-financial institutions, governments, financial intelligence units and political parties in the development of compliance programs, money laundering and compliance risk administration, review and maintenance of automated systems and other key areas in the AML sphere. He was a Mexican government official during the creation of the country’s unit in charge of money laundering regulation and has been a compliance officer for several financial institutions in Latin America.

• Elaine Banar
  Vice President, Global Sanctions, American Express
  Elaine Banar is the Vice President of Global Sanctions at American Express Company, Inc. Her responsibilities include oversight of the company’s OFAC and international sanctions compliance program, and global AML training. Elaine comes from the United States Attorney's Office in Brooklyn, NY, where she was the Chief of Asset Forfeiture Section and also served as Deputy Chief of the Narcotics Section supervising investigations ranging from money laundering, terrorist financing, narcotics trafficking, U.S. sanctions and export-related violations and criminal/civil forfeiture cases. Prior to becoming an AUSA, Elaine was a federal agent with the Dept. of Homeland Security where she investigated money laundering and organized crime, the smuggling of U.S. military and weapons technology and also worked undercover. Elaine is a co-author of "Combating Serious Crimes in Post Conflict Societies", and in 2001, served as the Organized Crime legal advisor to the United Nations Mission in Kosovo where she led a team that drafted criminal statutes on organized crime, wire tapping and witness protection.

• Steven Beattie
  Principal, Financial Services, Ernst & Young LLP
  Steven Beattie is the Anti-money laundering (AML) services leader for Ernst & Young. He brings operational, technology and process improvement experience starting with his prior risk and controls assessment leadership role within a global financial services company. He is responsible for America's leadership and global coordination of Ernst & Young’s AML and economic sanctions-related efforts across banks, asset managers, broker/dealers and insurance companies. He brings extensive hands-on experience in compliance organization/structure, risk assessment and mitigation, control assessment and operational and technology improvement strategies.
  
  Steve is frequently published on key AML and economic sanctions-related topics and facilitates industry forums and is a Certified Anti–Money Laundering Specialist (CAMS), a Certified Information Systems Auditor and a Certified Financial Services Auditor.

• Kieran Beer
  Editor-in-Chief, MoneyLaundering.com, ComplianceAdvantage.com
  Kieran Beer is the founding editor of ComplianceAdantage.com and has been the editor-in-chief and editorial director for MoneyLaundering.com and ComplianceAdvantage.com since January 2007 . Prior to that he was executive editor of Bloomberg Wealth Manager, a trade magazine for financial advisers to wealthy individuals and he also served as a staff writer for Bloomberg Markets Magazine.
  
  Beer has been a financial journalist for more than 20 years, beginning his career at Institutional Investor, where he worked as a reporter and editor in the newsletter division and was a contributor to Institutional Investor magazine. After launching Capital Markets Analyst at Thomson Financial, Beer served as editor-in-chief of The Bond Buyer, founding editor of Thomson Municipal News/The Bond Buyer Wire and as the editor of the American Banker.
  
  Beer writes a column and periodically reports on money laundering and bank compliance. He has served as a panelist and moderator at industry conferences and appeared on CNBC, WCBS and spoken on Bloomberg radio (WBBR) addressing banking and other financial issues.

• RJ Berry
  Head, Compliance, Cayman Islands Monetary Authority
  RJ joined the Authority in May 2002 as the Deputy Head of Compliance and was promoted to Head of Compliance in May 2004. His primary responsibilities include managing and directing the enforcement actions taken by the Authority, overseeing the due diligence process on persons applying to be approved persons on entities regulated by the Authority, and assisting on non-routine requests for assistance from overseas regulatory authorities. Prior to joining the Authority RJ worked as a private banking assistant manager and administrator at Bank Vontobel Cayman.

• Octavio Betancourt Montoya
  Consultant, Managing Director for Global Operations and Partner, Milerson LLC
  Octavio’s expertise revolves around Risk Assessment and Risk Mitigation Programs related to money laundering and terrorism financing as well as Financial Agency/Branch Assessments. Prior to co-founding Milersen LLC, he served as an independent advisor to companies seeking to invest in Latin America and the Caribbean. He has also served as an independent advisor to companies and private individuals on issues relating to market entrance strategies, operational assessments and sales and marketing initiatives throughout the region.

• Jack Blum
  Chairman, Tax Justice Network USA
  Jack has significant experience and focuses his practice in the areas of bank and securities firm compliance, congressional investigations, international financial crime, money laundering and offshore tax evasion. Jack served for many years as a United States Senate staff attorney, where he was involved in numerous well-known investigations, including the investigation of Bank of Credit and Commerce International, General Noriega’s drug trafficking and Lockheed’s overseas bribes. Positions he has held with the Senate include: Assistant Counsel, Senate Judiciary Committee, Subcommittee on Antitrust and Monopoly (1965-1972); Associate Counsel, Senate Foreign Relations Committee (1972-1976); and Special Counsel, Senate Foreign Relations Committee (1987-1989).

• Marilyn J. Bruno Ph.D.
  J.D., Bruno Consulting, LLC
  Marilyn served as a foreign service officer in the U.S. State Department both in Washington and overseas. She was responsible for policy development for anti-money laundering (AML), counter-terrorist finance (CTF) and Bank Secrecy Act (BSA) compliance. She worked with 17 U.S. government agencies, including the Treasury Department's Office of Financial Assets Control (OFAC), "designating" individuals and entities on sanctions lists nationally and internationally. She also imposed sanctions against high-profile banks under the USA PATRIOT Act section 311.

• Thomas Burnside
  Vice President & Compliance Manager, JPMorgan Chase

• John J. Byrne, CAMS
  Executive Vice President, Association of Certified Anti Money Laundering Specialists (ACAMS)
  John recently joined ACAMS as Executive Vice President. John is an internationally-recognized regulatory and legislative attorney with over 25 years of experience in financial services issues, with expertise in regulatory oversight, policy and management, anti-money laundering, privacy and consumer compliance. He was most recently President of Condor Consulting LLC and prior to that the Global Regulatory Relations Executive for Bank of America and the Director of the American Bankers Association's Center for Regulatory Compliance. John has received a number of awards, including the Director's Medal for Exceptional Service from the Treasury Department's Financial Crimes Enforcement Network (FinCEN) and the ABA's Distinguished Service Award for his career work in the compliance field.

• David B. Chenkin Esq.
  Zeichner Ellman & Krause LLP
  David is a partner in the New York office of law firm Zeichner Ellman & Krause, LLP ("ZEK"), and a Certified Anti-Money Laundering Specialist. David is a member of ZEK's management committee, and is the Firm's administrative partner. As a litigator, David represents major financial institutions and other clients in civil, criminal, regulatory and compliance related matters. He heads the Firm's anti-money laundering and Bank Secrecy Act compliance practice area, and represents clients in connection with investigations initiated by Congress and by federal, state and local prosecutors and regulators. In addition, David handles confidential internal investigations for clients facing potential civil, criminal and regulatory exposure.

• Mary Kate Cole
  Vice President, Upper Midwest ACH Association (UMACHA)
  Mary Kate Cole, AAP, Vice President of UMACHA, the Upper Midwest ACH Association, a regional payments association serving 900 members across the upper Midwest. She has nearly two decades of bank operations experience, and has been with UMACHA since 1995. In her current role, Mary Kate is responsible for member education and problem solving as well as ACH development projects. She received her Accredited ACH Professional accreditation in 1995 and has maintained it since then. In 2009 she received the Certified Association Executive accreditation. In addition to her role at UMACHA, Mary Kate is active in several NACHA Rules Work Groups. She currently sits on NACHA’s Council for Electronic Billing and Payment. Mary Kate is a popular speaker at both local and national conferences on electronic payments related topics.

• Harold A. Crawford, CAMS
  Global Head of Anti-Money Laundering, Brown Brothers Harriman
  Hal is the global head of Anti-Money Laundering and the deputy director of Compliance for Brown Brothers Harriman & Co. (BBH), the oldest and largest partnership bank in the United States of America. Hal is responsible for oversight and direction of the firm’s international AML & Sanctions programs and participates in a variety of senior management activities designed to enhance firm-wide regulatory risk management control practices. Hal has more than twenty years of experience in global financial services, advisory and national bank supervision.

• John J. Davidson
  Global Head of Anti-Money Laundering, E*TRADE Financial
  John joined E*TRADE Financial in October 2007 as a senior director and in August 2008 was named global head of anti-money laundering. He has AML compliance responsibility for E*TRADE’s bank and brokerage operations. Prior to joining E*TRADE, John spent 19 years as an Enforcement Attorney and BSA/AML Policy specialist at the OTS, the Board of Governors of the Federal Reserve and most recently, the SEC. As an enforcement attorney, John assisted financial institution regulators in recovering over $50 million in ill gotten gains from individuals and financial institutions.

• Sandra L DePoalo
  Managing Director, Global Head of AML Audit, BNY Mellon
  Sandra is a Managing Director and Global Head of Anti-Money Laundering Audit at BNY Mellon. She is responsible for the company’s AML Audit coverage and AML Audit training program. Prior to joining BNY Mellon, she was a First Vice President and Audit Manager in the Corporate Audit department at Merrill Lynch, responsible for the firm’s audit coverage of AML, Legal & Compliance, Research, IBK and Global Private Equity. Prior to this, Sandra was the Global Economic Sanctions Counsel in the company’s Anti-Money Laundering Compliance group. She received her BA from Douglass College-Rutgers University and her JD from Pace University School of Law.

• Simon Dilloway
  Principal, Lopham Consultancy
  During a 30 year career with the London Metropolitan Police Simon was employed as a National Terrorist Financial Investigation Unit team leader conducting financial investigations of high priority terrorist targets in conjunction with the British intelligence agencies and the anti-terrorist branch. He was the author of the definitive report on the costing and funding of the London Bombings on 7th July 2005 and was actively involved in successfully investigating and preventing the biggest terrorist threat ever to be faced by the UK, leading the financial intelligence gathering operation.

• Darren Donovan
  Principal, KPMG Forensic
  Darren is a principal in the Boston office of KPMG LLP’s Forensic Advisory Services practice. He is also the National Forensic Banking & Finance industry leader and the office coordinating partner for the Forensic Boston/New England Offices. Darren has capabilities and experience delivering Investigative and Integrity Advisory Services, Anti-Money Laundering Compliance services, Fraud and Misconduct Investigations, Fraud Risk Management services, and Foreign Corrupt Practices Act services.

• John Dunning, VP, Product Manager, LCMS-ELPM-Articulate-Virtual Classroom Global Learning, L&LD Products and Operations, Bank of America
  John leads a team responsible for managing the AML and economic sanctions risk for the Global Corporate Bank and Commercial Bank at Bank of America. His team works closely with domestic and international partners with a focus on funds transfers and correspondent banking. Before joining Bank of America, John was at Wachovia Bank for 10 years where he held compliance and risk management roles.

• Barry Emmert, CAMS
  Deputy Head of AML for GBM Americas
  Barry is the Deputy Head of AML for GBM Americas at the Royal Bank of Scotland. He is responsible for ensuring compliance with anti-money laundering (AML) and Bank Secrecy Act (BSA) laws, regulations and best practices. Previously, Barry was a senior manager in the Forensic & Dispute Services practice of Deloitte Financial Advisory Services. Prior to joining Deloitte, he held positions of Vice President of AML Compliance at ABN AMRO Bank and Vice President in the Corporate Anti-Money Laundering Group at JPMorgan Chase Bank.

• Lynne Federman
  Director, Fedkor, Inc.
  Lynne was the Anti-Money Laundering Head for RBS Americas (including ABN AMRO) until July 2009. Prior to joining ABN AMRO in early 2006, she was the Global Director of Anti-Money Laundering Compliance at JP Morgan Chase in New York.  Lynne has supervised all aspects of anti-money laundering and anti-terrorist financing compliance, policies, procedures and projects.  She has worked closely with stakeholders from across the bank organizations to create and implement effective anti-money laundering programs.

• Brian L. Ferrell
  Assistant Vice President & Assistant General Counsel, Hartford Financial Services
  Brian currently heads The Hartford’s AML team and is responsible for the development and implementation of a global AML program, and ensuring the overall compliance with the policies, standards, procedures, and guidelines for all lines of The Hartford’s business subject to AML regulation. Prior to joining The Hartford, Brian spent five years at the U.S. Department of Treasury in a number of different positions, including as Chief Counsel for Treasury’s Financial Crimes Enforcement Network (FinCEN).

• Martin Feuer
  Chief Compliance Officer, Zurich Financial Services, North America
  Martin is chief compliance officer for the North American business divisions of Zurich, based in New York. Martin joined Zurich in October 2005. Prior to this position, he held various positions including a director at Deloitte; compliance officer for the US operations of Banca di Roma; and senior level examiner for the Federal Reserve Bank of New York. Martin also had European assignments with Bank of America and Manufacturers Hanover Trust.

• Noreen M. Fierro
  Vice President, AML/FCPA Compliance Officer Prudential Financial
  Noreen joined Prudential Financial in 2006 as the Corporate AML Officer. She is in charge of the Anti-Money Laundering Unit, which services the domestic business units, including various broker-dealers, insurance companies and fund complexes. In December 2006, Noreen was also appointed the Corporate FCPA Compliance Officer serving the global enterprise. She serves in both capacities today. In addition to her roles as the AML and FCPA Compliance Officer, Noreen is responsible for compliance oversight of Prudential Real Estate and Relocation Services, Inc.

• Benjamin Floyd, CAMS
  Director & AML Compliance Officer, Wal-Mart Stores, Inc.
  Benjamin is responsible for overseeing AML and financial services compliance programs across business lines in the US, including money services and precious metals, precious stones and jewelry procurement. Additionally, he heads Walmart’s Global Anti-Money Laundering Oversight Committee, which functions as the company’s global AML governance body. Prior to joining Walmart in 2007, Benjamin held compliance and risk management positions at T. Rowe Price for 10 years where he was responsible for establishing and managing AML programs for the company’s banking, broker-dealer and mutual fund businesses.
  

• William J. Fox
  Senior Vice President, Global Anti-Money Laundering and Economic Sanctions Executive, Bank of America
  William is responsible for leading Bank of America’s Global Anti-Money Laundering and Economic Sanctions Division, ensuring compliance with laws requiring development of programs to prevent, detect and report suspected financial crimes. William is also responsible for compliance with economic sanctions regimes in jurisdictions in which Bank of America operates. Previously, William served as the director of the United States financial intelligence unit (FinCEN). Before joining FinCEN, William was the associate deputy general counsel, the third ranking legal official for the U.S. Department of the Treasury.

• Ramón Garcia Gibson
  García Gibson Consultants and former Compliance Executive Director, Mexico, Central America, Colombia & Venezuela, HSBC
  Ramón is a renowned Latin American expert in the world of AML / CFT which led him to start his consulting firm this year. Previously he served as executive director of compliance for Mexico, Central America, Colombia and Venezuela for HSBC, where he was responsible for the bank’s compliance operations in these jurisdictions. Previously he headed the anti-money laundering unit of Grupo Financiero Banamex- Citigroup and the compliance operations of Grupo Financiero Santander-Serfin. As one of the most respected anti-money laundering experts in Latin America, he served as a consultant for the Group of Latin America and the Caribbean at the World Bank in Washington. Previously, and for 9 years, Ramón was the financial regulator for the National Banking and Securities Commission of Mexico.

• Ted S. Greenberg
  Principal, Greenberg Global and former Senior Financial Specialist Financial Market Integrity Unit, World Bank
  Ted Greenberg joined the World Bank in 2003 as Senior Counsel in the Legal Vice Presidency. Currently he serves in Financial Market Integrity (Financial Sector Vice Presidency) where he helps to design and implement the Bank’s global technical assistance program to combat money laundering and terrorist financing. Mr. Greenberg helped create the World Bank/ UNODC Stolen Asset Recovery (StAR) Initiative. He led the project for, and is an author of, Stolen Asset Recovery: A Good Practices Guide For Non-Conviction Based Asset Forfeiture, (World Bank, April 2009).

• Gary A. Haff
  Office of Financial Operations, Drug Enforcement Agency
  Gary A. Haff is a Section Chief with the Financial Investigations Section for the DEA. He has been with DEA since 1987, starting as a special agent in the Money Laundering Group in New York and later being named group supervisor of that unit. In September 2001, Mr. Haff moved into Financial Operations at the DEA Headquarters. He was appointed Section Chief of the Financial Operations Europe, Asia, Africa, and the Far East unit in September 2004. Recently Mr. Haff assisted in the formation of the Afghan Threat Finance Cell (ATFC). Prior to joining the DEA, Mr. Haff was with the Houston (TX) Police Department.

• Peter Richard Hazlewood
  Managing Director Compliance Services & Security Group Legal, Compliance, Secretariat and Security, DBS Bank
  Peter joined DBS Bank, the largest financial services group in the South East Asia, in April 2005 as senior vice president of compliance services. In 2006, he was promoted to managing director and corporate security was added to his portfolio. This was followed by the addition of business continuity management in 2008. Peter previously served in Hong Kong law enforcement, specializing in complex white collar crime. He was recruited by JPMorgan in 1996 and worked in various positions in Hong Kong, Singapore and New York.
  

• Kimberly G. Hebb, NBE, CAMS
  BSA/Compliance Specialist, Compliance Policy, Office of the Comptroller of the Currency
  Kimberly G. Hebb is a senior Bank Secrecy Act/Anti-Money Laundering Compliance Specialist in the OCC’s Compliance Policy Department. In this role, Ms. Hebb supports the development of Bank Secrecy Act and anti-money laundering policy, guidance and examination procedures. Ms. Hebb is the lead OCC instructor for BSA/AML training and also provides training at the Federal Financial Institutions Examination Council (FFIEC). Ms. Hebb is a certified anti-money laundering specialist (CAMS) and a commissioned national bank examiner (NBE). She began her OCC career in 1998 as a Consumer Compliance specialist in the Midsize/Community Bank Supervision Department in Cleveland, Ohio. Prior to joining the OCC, Ms. Hebb served for four years as a Compliance Officer for a large community bank in Ohio.

• Diane B. Horn
  AML Officer and Director Compliance, Northwestern Mutual Investment Services
  Diane is responsible for direction setting and oversight of the broker/ dealer and registered investment adviser AML programs. She is the chairperson for the enterprise AML committee whose membership includes representation from insurance, brokerdealer and trust companies. In addition to her AML responsibilities, Diane provides technical input and guidance on broker/dealer supervision, books and records and applicable policies, procedures and training.

• Guillermo Horta Montes
  Director, Anti-Money Laundering, Latin America and Caribbean, Citigroup
  Guillermo held various positions within Banamex-Citigroup, among which he held the title of head of the Division of Money Laundering Prevention. Guillermo is a lawyer who graduated from Universidad Iberoamericana Telecomunicaciones. Before joining Citigroup, he collaborated with various government agencies related to law enforcement and was a partner in a well prominent law firm in Mexico.

• John Kancans
  Global AML Leader, GE Capital
  John oversees GE Capital’s Global AML Program and sanctions lists program. GE Capital conducts business in over 100 countries and offers the full range of consumer and commercial financial services. Previously, he was Head of Global AML for AIG and Head of Global AML for US Bank. John holds FINRA Series 6, 7, 24, 63 & 65 and was employed as Chief Compliance Officer for US Allianz Securities. He is an attorney, who began his career as a criminal prosecutor and has also worked in private practice.

• Adam S. Kaufmann
  Assistant District Attorney and Chief of Investigations, Division Central, New York County District Attorney’s Office
  Adam supervises the investigation and prosecution of complex white collar criminal cases, focusing on securities fraud, international money laundering, tax evasion, shell companies, illegal money remitters, offshore accounts, illicit uses of correspondent banking relationships, and the underground financial systems that permit criminals to operate. Most recently, Adam and his staff pursued a joint investigation with the U.S. Department of Justice into the handling of international payments by foreign banks on behalf of banned or sanctioned Iranian entities. To date, this investigation has led to a deferred prosecution agreement and $350 million settlement with Lloyds TSB (UK).

• Deborah King, CAMS
  Director of Enterprise AML Investigations and OFAC Compliance, RBS-Citizens/Citizens Financial Group
  Deborah is the director of Enterprise AML Investigations and OFAC Compliance for RBS-Citizens/Citizens Financial Group (CFG). In this role, she is responsible for all Enterprise AML Investigations functions, including AML Investigations, EDD Investigations, High Risk Customer Investigations, KYC Analysis, and OFAC Compliance. Deborah joined Citizens in 1998 as director of Loss Avoidance, in which position she was responsible for deposit, check, and card fraud prevention. In 2002, Deb became manager of the newly created AML Department. In 2006, she also assumed responsibility for OFAC Compliance. Prior to joining Citizens, Deborah had 16 years of retail banking experience.

• Ron P. King, CAMS
  Vice President and Chief Anti-Money Laundering Officer, Scotiabank
  Ron designs, develops, implements and maintains Scotiabank Group’s global anti-money laundering and counter-terrorism financing program. He coordinates all activities related to anti-money laundering and anti-terrorist financing for the major business lines for the institution and supports management in assessing and managing enterprise-wide risks, developing standards and procedures for anti-money laundering controls, training and monitoring transactions.

• Barry M. Koch, CAMS
  Managing Director and Associate General Counsel, JPMorgan Chase
  Barry joined the corporate AML compliance team of JPMorgan Chase upon its acquisition of Washington Mutual in September 2008. At WaMu, he was a Senior Vice President and the Bank Secrecy Act Officer. Prior to that he was the Global Head of Anti-Money Laundering at American Express, where he was responsible for managing the corporate-wide AML and Sanctions compliance programs, along with the compliance programs for the Travelers Cheques and Foreign Exchange businesses.

• Rosalind Lazar, CAMS
  Senior Vice President Regional Asia Pacific Anti-Money Laundering Compliance, Citicorp Investment Bank (Singapore) Limited
  Rosalind was formerly a deputy public prosecutor/state counsel for the Commercial Affairs Department, Ministry of Finance (Singapore). In 2004, she joined Citi as an AML compliance officer. She started as part of the Global AML Team for Citi Private Bank, and then moved to Citi Global Wealth Management (GWM) when Smith Barney became part of GWM. Following a restructuring in 2007, she became part of the Regional AML Team with oversight of Private Bank, Consumer and Corporate Banking in Asia Pacific. She continues her work in AML policy development, AML MIS reporting, and AML training.

• Douglas A. Leff
  Chief, Asset Forfeiture and Money Laundering Unit, FBI Headquarters
  Doug has been employed as a special agent with the Federal Bureau of Investigation (FBI) since 1996, and has been a supervisory special agent since 2007. He has specialized in organized crime, money laundering, terrorist financing and asset forfeiture investigations. From 2003 through 2009, Doug was cross-designated as a Special Assistant United States Attorney in the Eastern District of New York. He has litigated organized crime, narcotics trafficking, internet fraud and terrorist financing prosecutions. Prior to joining the FBI, Doug served as an Assistant District Attorney in New York, where he handled the investigation and prosecution of white collar and violent crime cases.

• Duncan Levin
  Assistant United States Attorney, Asset Forfeiture Unit, Eastern District of New York
  Duncan is responsible for the prosecution of a wide variety of criminal and civil asset forfeiture cases, including mortgage fraud, narcotics, bank and wire fraud, and international money laundering. Duncan was appointed to the Suspicious Activity Report (SAR) Review Team and Intellectual Property Crime Task Force. Prior to joining the United States Attorney’s Office, Duncan served as an assistant district attorney in Manhattan, where he focused on financial crime, and was in private practice.

• Dennis Lormel
  Dennis Lormel, President, DML Associates, LLC
  Dennis retired from the Federal Bureau of Investigation (FBI) in December 2003, following almost 28 years as a special agent. During his distinguished career, Dennis amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Dennis was promoted to chief of the FBI’s Financial Crimes Program. Dennis received numerous commendations and awards including the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

• Heather Lowe
  Legal Counsel & Director of Government Affairs, Global Financial Integrity
  Heather Lowe is Legal Counsel and Director of Government Affairs at Global Financial Integrity, a Washington DC non-profit dedicated to promoting national and multilateral policies, safeguards and agreements aimed at curtailing the cross-border flow of illegal money in order to decrease the flight of capital out of developing countries. Heather is responsible for following national and international legislative developments on subjects such as banking secrecy, money laundering, transfer pricing, trade mis-pricing and corruption. She has previously worked as a banking and finance lawyer at both Clifford Chance LLP in London and Bingham McCutchen LLP in Boston and as an aide to a British Member of the European Parliament in Brussels. She is admitted to the Bar in the State of New York and the Commonwealth of Massachusetts and is a graduate of Boston College Law School (J.D.) and The University of Chicago (A.B.). As part of her degree programs she also studied English, European and international law at the London School of Economics and Political Science and at King’s College London. Heather is a member of the American Bar Association International Section’s Anti-Corruption and Money Laundering Committees and a member of the Steering Committee of its Women’s Interest Network.

• Stephen D. Marshall
  Senior Vice President, Corporate Compliance, State Street
  Steve is a senior vice president for State Street Bank and Trust. He serves as the senior compliance officer for Investor Services, covering the North American and Asia-Pacific regions. In his role he oversees many compliance requirements covering custody and fund accounting for institutional investors throughout North America and Asia-Pacific. Steve has more than 25 years’ experience in the compliance field, including service in the corporate and financial services consulting sectors. Steve has developed expertise in compliance risk management systems, anti-money laundering programs and corporate governance.

• Robert Mazur
  President, Chase Associates, Inc.
  Bob’s agency provides enhanced due diligence and other services throughout the U.S. and many foreign countries. He’s a former federal agent that specialized in international money laundering investigations. For five years, he was a long-term undercover operative working in 8 countries, including Colombia. In an undercover capacity, he became a conduit between corrupt bankers and drug cartels that taught him money laundering techniques previously unknown to the government. His undercover exploits are the subject of a recently released book, The Infiltrator.

• Ira Morales Mickunas, CAMS
  Consultant, Managing Director for Global Operations and Partner, Milerson LLC
  Ira directs global projects involving anti-money laundering program independent evaluations, consulting and training, catering to financial institutions in banking, securities, gems and precious metals, and money service businesses, among other sectors. Prior to co-founding Milersen, she worked for a global risk mitigating consulting firm focusing in the Latin American and Caribbean regions.

• Deborah M. Morrisey
  Group Supervisor, ICE, Miami
  Deborah M. Morrisey is currently the Group Supervisor of the Operation Cornerstone Financial Group for ICE in Miami, Florida. The focus of the group is to identify and prosecute criminal organizations that exploit or seek to exploit vulnerabilities within the US financial system. Her group has worked international financial fraud, PEP and narcotics money laundering investigations. GS Morrisey worked as Special Agent in the Financial Investigations Division of the Miami US Customs Office prior to her promotion in 2002, primarily investigating money laundering in the life insurance industry. Deborah Morrisey joined the government in 1987 as a special agent with the US Department of Health and Human Services, OIG, investigating Medicare and social security fraud cases. She joined the US Customs Service, SAC/New York, in 1988 and has been assigned to both Strategic and Financial Groups. During her tenure in New York, GS Morrisey worked on numerous financial investigations, including those involving narcotics money laundering and international financial frauds. She investigated one of the first Internet based financial fraud schemes to be prosecuted. GS Morrisey developed an outreach program with the bank and brokerage community and acted as an anti-money laundering liaison contact for the industry.

• Debra L. Novak
  Chief, Anti-Money Laundering Section Division of Supervision & Consumer Protection Federal Deposit Insurance Corporation
  Ms. Novak began her career with the Federal Deposit Insurance Corporation as a safety and soundness examiner in the Dallas Region and is currently the Chief of the FDIC’s Anti-Money Laundering Section, Washington, D.C. In this capacity, she assists in developing policy in the area of the Bank Secrecy Act, oversees the review of institutions with considerable BSA concerns as well as reviewing banks to ensure compliance with the Office of Foreign Assets Control sanctions. Ms. Novak is a certified anti-money laundering specialist as well as a certified fraud specialist. She has a Bachelor of Science degree from Nebraska Wesleyan University, Lincoln, Nebraska, with an emphasis in accounting.

• Linda Osuna
  Tampa Field Office, IRS
  Ms. Osuna earned a Bachelors Degree in Management from Golden Gate University in San Francisco, California. Her 23-year career with Criminal Investigation has spanned California, Arizona, Washington DC, Ohio and Florida. While in Washington, she worked in the International Section collaborating with foreign governments in the Orient, Africa and Europe on significant financial investigations. Linda Osuna is the Special Agent in Charge of the Tampa Field Office IRS-Criminal Investigation and manages special agents working in the Middle and Northern Judicial Districts of Florida.

• Teresa Pesce
  Leader, AML Services Group, KPMG
  Teresa (Terry) Pesce is a principal in KPMG LLP’s U.S. Forensic Advisory Services practice, and leads the firm’s Anti-Money Laundering services group. She is based in New York, and possesses a diversity of skills in forensic and AML-related areas. Before joining KPMG in April 2007, Terry was the executive vice president and head of North American Anti-Money Laundering for HSBC. As the first to hold that position, she was responsible for the building of the AML compliance function for all of HSBC’s North American business lines, which included management and oversight of teams responsible for the creation and maintenance of policies and procedures; testing; training; investigative/financial intelligence programs; transaction monitoring; OFAC/sanctions compliance; and business line AML compliance.

• Jonathan I. Polk
  Senior Vice President, Special Investments Management Group, Federal Reserve Bank of New York
  Jonathan is a member of the AIG Monitoring Team, and an advisor to the Bank Supervision Group on compliance policy matters. Jonathan joined the Bank as an attorney in 1986. In 1989, Jonathan joined the law firm of Miller & Wrubell, P.C., where he practiced commercial litigation. In 1992, he returned to the Bank and joined the Legal Group where he specialized in litigation and regulatory enforcement. Jonathan held a series of positions of increasing responsibility in the Legal Group from 1992 to January 2006. In January of 2006, he moved to the Risk Division of the Bank Supervision Group where he assumed responsibility for anti-money laundering and corporate compliance examinations. In February of 2009, Mr. Polk moved to his current position on the AIG Monitoring Team. He was promoted to the rank of Senior Vice President in December of 2009.

• Luis E. Rivases
  Vice President Anti-Money Laundering Prevention and Control, Econoinvest Group
  In addition to his role at Econoinvest Group, Luis is also vice president of the Prevention and Control Committee of the Venezuelan Association of Brokerage Houses. Previously he was director of Foresight Intelligence for the Division of Intelligence of Venezuela (DISIP). He was Chief Counsel of the Bicameral Commission to investigate money laundering in the Venezuelan banking system. He was also responsible for the four major money laundering investigations in Venezuela, including the case against seven Venezuelan banks and Operation Casablanca.

• Edward Rodriguez, CAMS, CFS, EA
  Manager, Forensic Accounting and Dispute Support Group (FADS), Watkins Meegan LLC
  Edward served as a Chief in the Financial Section for Department of Justice and a Supervisory Special Agent with the Department of Treasury, IRS Criminal Investigation Division. He has over 25 years of investigative and law enforcement experience. He is a Certified Anti-Money Laundering Specialist (CAMS), a Certified Fraud Specialist (CFS) and an Enrolled Agent (EA). He is highly knowledgeable about requirements and penalties regarding the Bank Secrecy Act (BSA) and has extensive experience with currency reporting, money laundering, the detection of suspicious transactions and fraud.

• Michael G. Rufino
  Senior Vice President and Deputy of Member Regulation, FINRA
  Michael has been in regulation for over 20 years and is presently a senior vice president and deputy of member regulation at the Financial Industry Regulatory Authority. Michael played a key role in creating the NYSE’s AML Examination Module and educating the NYSE examination staff on various aspects of the BSA including the USA PATRIOT Act. Michael was the NYSE’s representative on the Bank Secrecy Act Advisory Group (BSAAG) and continues to be for FINRA and is an active participant in the BSAAG Securities/Futures, BSAAG SAR, and BSAAG SAR Review subcommittees.

• John Sabatini
  Principal, Financial Services, Ernst & Young LLP
  John is a Principal within Ernst & Young’s Financial Services Advisory practice with over 19 years of experience. He serves as the Technology Enablement service line leader for compliance initiatives within the New York Financial Services Office. In this role, John is responsible for developing service offerings and managing client engagements in the areas of anti-money laundering, Office of Foreign Assets Control (OFAC), trade compliance, trade surveillance, electronic messaging, and data retention. With regard to Anti-Money Laundering and OFAC compliance, John has helped several clients implement AML/ OFAC-related technology solutions. He has also helped major financial institutions improve their AML programs by focusing on the enrichment of data (data cleansing and normalization), the implementation and/ or tuning of third-party vendor applications, and the development/ enhancement of executive-level reporting.
  
  John has a Master of Business Administration degree with a concentration in Finance from Columbia Business School, New York, NY. He also has a Master of Business Administration degree with a concentration in Accounting from Fordham Business School, New York, NY. John completed his Bachelors of Science degree in political science and a concentration in computer engineering from the United States Military Academy, West Point, NY.

• Kiren M. Schulte
  Vice President, Anti-Money Laundering Compliance & Regulatory Affairs, MoneyGram International
  Kiren is responsible for leading, advancing and implementing a comprehensive global anti-money laundering compliance program. She joined the company in 2005 from Universal Savings Bank, where she was the Vice President of Compliance and lead bank-wide compliance activities. Kiren has been in the financial industry for over 20 years. She holds her Master’s degree in International Management and a Bachelor’s degree in Business Administration, both from the University of St. Thomas in Minnesota.

• Markus E. Schulz
  Chief Compliance Officer Global Life & Banking, Group Financial Crime Officer, Zurich Insurance Company
  Markus is the chief compliance officer for Global Life & Banking and global head of financial crime for Zurich Insurance. Markus joined Zurich in January 2008 after 13 years at ABN AMRO Bank, where he held various senior global compliance positions, including global head of the Compliance Service Center and COO of AML Compliance. Prior to his time in compliance Markus served for almost a decade in a variety of senior in-country, regional and global management positions in Germany, UK and the Netherlands.

• Stephen J. Shine
  Chief Regulatory Counsel, Prudential Financial
  Stephen is the chief regulatory counsel for Prudential Financial, a diversified financial services company that includes asset management, mutual funds and insurance. He is also the senior vice president and senior regulatory counsel with Prudential Equity Group, LLC. (PEG) where he is responsible for the case management and disposition of all legacy regulatory matters of Prudential Securities Incorporated, and PEG. He is a former state and federal prosecutor who was responsible for the prosecution of significant securities, commodities, and bank fraud cases nationwide and served as the Department of Justice representative to the Investment Fraud Task Force in the Central District of California (Los Angeles).

• Jeffrey Sklar, CAMS
  Partner, Sklar, Heyman & Co. LLP CPAs
  Jeff is also managing director of SHC Consulting Group, an independent firm that works with financial institutions to develop, implement and review AML and compliance programs. He has provided employee training, performed independent audits and transactional lookbacks for money services businesses (MSBs), insurance companies, broker-dealers and casinos. He is a Certified Public Accountant and Certified Fraud Specialist. In addition, Jeff also co-chairs the ACAMS Annual Conference Task Force and is chair of the ACAMS Metropolitan NY Chapter.

• Richard A. Small
  Vice President Enterprise Wide Anti-Money Laundering and Sanctions Risk Management, American Express
  Richard is responsible for establishing and maintaining enterprise-wide anti-money laundering and sanctions policies and procedures. Prior to joining American Express, he was the Global Anti-Money Laundering Leader for GE Money, a division of General Electric. In this role, Rick had responsibility for anti-money laundering controls, processes and procedures for all GE Money businesses globally. Additionally, he is co-chair of the ACAMS Advisory Board.

• Daniel Soto, CAMS
  Executive Compliance Director and BSA Officer, GMAC Financial Services
  Dan is the Bank Secrecy Act compliance officer for GMAC, Inc., based in Charlotte, North Carolina, where he is responsible for GMAC’s enterprise anti-money laundering compliance activities, as well as other general compliance matters. Before joining GMAC, Soto spent time with Wachovia/Wells Fargo in the BSA area, nearly three years with Royal Bank of Canada-Centura, as the chief compliance officer, and eight years with Bank of America, where he was the global anti-money laundering compliance executive. Prior to joining Bank of America, he was a bank examiner with the FDIC and the Federal Reserve and helped develop the Fed’s anti-money laundering compliance examination policies. Soto is currently on the advisory board of the Association for Certified Anti-Money Laundering Specialists (ACAMS).

• Brian Stoeckert, CAMS
  Vice President, Enterprise Compliance, Deputy Bank Secrecy Act Officer, OneWest Bank
  Brian manages the enterprise-wide BSA/AML program at OneWest Bank. This includes the deposit and lending portfolio and involves ongoing risk management, policy implementation, and compliance monitoring. He played a key role in developing the BSA/AML program for the newly chartered bank. Prior to joining OneWest, Brian was in private practice and provided consulting services to the financial and legal industry on BSA look-backs, financial investigations, and risk controls for high-risk entities. He has been quoted as a currency exchange expert in The Wall Street Journal and is a leading authority on permuta bond swaps. Brian is the co-author of “Moving Money North: Currency Exchange in Venezuela via the Permuta," the first publication to assess the money laundering risks of the bond swap in Venezuela’s parallel market.

• Laura Stuber
  Counsel, U.S. Senate Permanent Subcommittee on Investigations
  Laura Stuber, Counsel to the U.S. Senate Permanent Subcommittee on Investigations, graduated from Vanderbilt University in 1989, and received a law degree from Drake University Law School in 1994. Ms. Stuber has worked for Senator Carl Levin (D-MI) for the last thirteen years, as both a policy advisor and in her current position. Ms. Stuber has handled a variety of major investigations, hearings and legislation for Chairman Levin, including matters involving tax evasion, money laundering, homeland security, accounting fraud, and other financial crimes. She served as a public defender in Lawrence, Kansas, from 1994-1996.

• Adam J. Szubin
  Director, Office of Foreign Assets Control, U.S. Treasury Department
  Adam was named the director of Treasury’s Office of Foreign Assets Control (OFAC) by U.S. Treasury Secretary Henry Paulson in 2006. In the role of OFAC Director, Szubin is responsible for administering and enforcing the United States Government’s economic sanction programs to advance foreign policy and national security objectives. These programs target supporters of terrorism, proliferators of weapons of mass destruction (WMD), international narcotics traffickers, and select foreign countries. During his tenure at the Treasury, Adam has served as the senior advisor to the Under Secretary for Terrorism and Financial Intelligence.

• Lisa Tate
  Associate General Counsel, American Council of Life Insurers (ACLI)
  Lisa is a vice president and associate general counsel with the American Council of Life Insurers. Lisa manages ACLI’s litigation activities, including the filing of amicus curiae briefs in support of industry issues. Her work also focuses on regulatory and legislative issues involving anti-money laundering requirements, anti-fraud measures, and critical infrastructure protection that affect life insurance companies and their products. Mostly recently, she co-chaired a FATF project that drafted risk-based anti-money laundering guidance for insurers and their competent authorities.

• Deborah S. Thoren-Peden
  Partner, Pillsbury Winthrop Shaw Pittman LLP
  Ms. Thoren-Peden is the co-leader of the firm's Consumer & Retail industry team as well as co-leader of the firm's Privacy Group. Her practice focuses on banking, electronic commerce, privacy, anti-money laundering and the Office of Foreign Assets Control regulations. She represents and advises bank and non-bank financial institutions (both domestic and international), money transmitters, high-technology, Internet, telecommunications, insurance and a variety of other types of companies. Her primary area of practice also includes the Bank Secrecy Act, investment products, electronic funds transfers, gift and prepaid cards, escheat of unclaimed property, web site terms and conditions, privacy programs and policies, co-branding and licensing agreements, advertising, bank operations, bank deposit products and services, Fair Credit Reporting Act, fair lending, interstate banking, risk management, compliance, contract review and outsourcing arrangements. Ms. Thoren-Peden participates on the NACHA Council for Electronic Billing and Payment; NACHA’s new Global Payment Forum US – International Committee; and NACHA’s new Mobile Payment Committee, as well as the ATMIA Debit Council, Bank Operations Committee Association, and is a member of the National Retail Association, the Direct Marketing Association, and the California Retailers Association.

• Michael P. Tuckett
  Director, BSA/AML Compliance, New York State Banking Department
  Michael is director for Bank Secrecy Act / Anti-Money Laundering Compliance of the New York State Banking Department. A certified public accountant and graduate of the London School of Economics & Political Science, Michael joined the Banking Department in 1998 where he held various positions before assuming his present responsibilities in November 2004. Prior to joining the Department, Michael held positions with several financial institutions in London and New York. He has also worked with the New York State Department of Taxation and Finance and the European Commission in Brussels.

• John Tyson, Esq., CRCM, CAMS
  Vice President of Compliance, ACE Cash Express, Inc.
  John Tyson is the Vice President of Compliance for ACE Cash Express, Inc., a money services business that operates over 1,700 stores in 37 states and the District of Columbia.  John is an attorney licensed in New York and Texas, CRCM and CAMS certified.  He has over seven years experience in AML compliance as the compliance officer of an MSB he co-owned in Texas and at ACE.  John has a B.A. in Economics and Philosophy from Emory University and a J.D. from Baylor University School of Law.  He resides in Dallas, Texas with his wife, Laura.

• Carol R. Van Cleef
  Partner, Patton Boggs LLP
  Carol R. Van Cleef is a partner in the Washington, D.C. office of Patton Boggs LLP. She regularly advises banks, credit unions, money service businesses and other financial services companies on federal and state regulatory, compliance and enforcement matters, including anti-money laundering, OFAC compliance, privacy and date security, federal deposit insurance and other banking regulatory issues. She also works extensively on a variety of electronic payments related issues including ACH transactions, bill payment, stored value/prepaid cards, digital currencies and international money transmissions.

• Arthur Ventura Jr.
  Principal, Arthur Ventura Jr. & Associates
  Arthur Ventura Jr. is a retired Supervisory Special Agent with the Drug Enforcement Administration where he specialized in financial investigation in the Mexico, Central American Region and Colombia. Mr. Ventura worked in Panama for 7 years and worked closely with the Panamanian government prosecutors and law enforcement agencies in anti-money laundering investigations. Prior to his work in DEA, Mr. Ventura was a Special Agent with the Internal Revenue Service, Criminal Investigation Division where he specialized in Financial Fraud and Organized Crime investigations. Mr. Ventura has spoken at over forty Anti-Money Laundering Seminars and workshops. Mr. Ventura is President of Arthur Ventura Jr. & Associates, a Consulting and Risk Management Company based in the Republic of Panama, servicing Central and South America and the Caribbean.

• Daniel Wager
  Director, New York HIFCA
  Daniel is a supervisory special agent with the Department of Homeland Security, Immigration and Customs Enforcement (ICE), and currently serves as the director of the New York High Intensity Financial Crime Area (HIFCA). The NY HIFCA is a multi-agency financial intelligence unit that was identified in the 2006 FATF United States Mutual Evaluation Report on Anti-Money Laundering and Combating the Financing of Terrorism as “a model for the rest of the country.” As director of the HIFCA, Daniel supervises analysts, investigators and support personnel from seven law enforcement agencies. Daniel also currently oversees financial intelligence development and case support activities on behalf of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) and the Term Asset-Backed Securities Loan Facility (TALF) Task Force.

• John Wagner
  Director, Bank Secrecy Act/Anti-Money Laundering Compliance, Office of the Comptroller of the Currency
  John was named director for Bank Secrecy Act and Anti-Money Laundering Compliance in the Compliance Policy Division of the Office of the Comptroller of the Currency (OCC) in March 2005. John directs the development of Bank Secrecy Act and anti-money laundering examination policy and procedures. He also provides policy interpretations and guidance to field staff, represents the OCC and the U.S. Treasury on interagency task forces, and develops training programs. Prior to 2005, John served as a Bank Secrecy Act (BSA) / anti-money laundering (AML) specialist in the OCC’s Compliance Policy Division.

• Robert P. Walsh
  Global AML Officer, AXA Group
  Bob has global responsibility for anti-money laundering and counterterrorist financing at AXA S.A. In addition to his global role for AXA Group, Bob has day-to-day responsibility for the AML/CTF program at AXA Financial, AXA’s US business. A key initiative at AXA has been the rollout of a global enterprise approach to AML and CTF. This includes consistent policies and reporting practices, a supervising committee of regional and country AML officers, and implementation of common AML/CTF technology. Bob’s career includes roles as vice president of finance at another international life insurance company, senior counsel at the Ontario Securities Commission in Canada, and a trader in capital markets at Bankers Trust Company.

• Suzanne Williams
  Manager, BSA/AML Risk Section, Division of Banking Supervision and Regulation, Board of Governors of The Federal Reserve System
  Suzanne is the manager of the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Risk Section of the Division of Banking Supervision and Regulation at the Board of Governors of the Federal Reserve System. In this position, she works with Reserve Bank and Board staff in designing and implementing supervisory strategies to address significant BSA/AML issues, including related enforcement actions, when appropriate. Suzanne develops BSA/AML policy guidance for financial institutions and interagency examination procedures, in coordination with other relevant federal and state government agencies, and conducts frequent industry outreach on BSA/ AML matters.

• Dennis P. Wood
  Assistant Director, Compliance Outreach & Implementation, Office of Foreign Assets Control, U.S. Treasury Department
  Dennis has been in charge of compliance outreach and implementation at Treasury’s Office of Foreign Assets Control for the past 23 years and has been involved with financial services industry issues for well over 30 years. He has first hand experience with S.W.I.F.T., and actually served on what used to be the Council on International Banking’s Letter of Credit Committee while on the banking side of the table. During the course of his pre-Treasury career, Dennis served two terms by appointment of the U.S. Secretary of Commerce on the U.S. District Export Council, was named a “Financial Services Advocate of the Year” by the U.S. Small Business Administration, and was a Director and officer of the N.C.I.V. under the auspices of the United States Information Agency.

• Meg R. Zucker
  Executive Director, Global Anti-Money Laundering Group, Morgan Stanley
  Meg joined Morgan Stanley’s Legal and Compliance Division in 1998, and is currently a senior manager and counsel in the Firm’s Global Anti-Money Laundering Group covering the ISG business lines that primarily include Institutional Equity (also including prime brokerage and stock loan), Fixed Income (also including commodities and foreign exchange) and Investment Banking. Meg also works on AML requirements for certain business products facing the Firm’s Bank. Among her other responsibilities, Meg was the primary author of the Firm’s policies & procedures for MS&Co. including the ISG Customer Identification, Foreign Bank Certification and 312 Programs, in addition to other applicable requirements of the USA PATRIOT Act. She also acts as primary AML Policies & Procedures manager for the Firm’s global policies. Meg also manages the Term Asset-Backed Securities Loan Facility (TALF) KYC Program for the Firm across all business lines.