Kieran Beer, Advisory Board Chair
Editor-in-Chief
MoneyLaundering.com, ComplianceAdvantage.com

Kieran Beer is the founding editor of ComplianceAdantage.com and has been the editor-in-chief and editorial director for MoneyLaundering.com and ComplianceAdvantage.com since January 2007. Prior to that he was executive editor of Bloomberg Wealth Manager, a trade magazine for financial advisers to wealthy individuals and he also served as a staff writer for Bloomberg Markets Magazine.

Beer has been a financial journalist for more than 20 years, beginning his career at Institutional Investor, where he worked as a reporter and editor in the newsletter division and was a contributor to Institutional Investor magazine. After launching Capital Markets Analyst at Thomson Financial, Beer served as editor-in-chief of The Bond Buyer, founding editor of Thomson Municipal News/The Bond Buyer Wire and as the editor of the American Banker.

Beer writes a column and periodically reports on money laundering and bank compliance. He has served as a panelist and moderator at industry conferences and appeared on CNBC, WCBS and spoken on Bloomberg radio (WBBR) addressing banking and other financial issues.

John Arvanitis
Chief of Financial Operations
Drug Enforcement Administration

Steven Beattie
Anti-Money Laundering Services Leader
Ernst & Young LLP

Steven Beattie is the Anti-money laundering (AML) services leader for Ernst & Young. He brings operational, technology and process improvement experience starting with his prior risk and controls assessment leadership role within a global financial services company. He is responsible for America's leadership and global coordination of Ernst & Young’s AML and economic sanctions-related efforts across banks, asset managers, broker/dealers and insurance companies. He brings extensive hands-on experience in compliance organization/structure, risk assessment and mitigation, control assessment and operational and technology improvement strategies.

Steve is frequently published on key AML and economic sanctions-related topics and facilitates industry forums and is a Certified Anti–Money Laundering Specialist (CAMS), a Certified Information Systems Auditor and a Certified Financial Services Auditor.

Larissa Bernardes
Web Editor
MoneyLaundeirng.com and ComplianceAdvantage.com

Larissa has been the Web Editor for MoneyLaundering.com since 2008 and has been a researcher for the company since 2006. Previously, she was employed as a senior supervisor at SunTrust Bank's retail banking division. She also worked at House King Magazine, where she edited and wrote real estate themed articles. Larissa is fluent in Portuguese and Spanish.

Octavio Betancourt Montoya
Consultant, Managing Director for Global Operations and Partner
Milersen LLC

Octavio’s expertise revolves around Risk Assessment and Risk Mitigation Programs related to money laundering and terrorism financing as well as Financial Agency/Branch Assessments. Prior to co-founding Milersen LLC, he served as an independent advisor to companies seeking to invest in Latin America and the Caribbean. He has also served as an independent advisor to companies and private individuals on issues relating to market entrance strategies, operational assessments and sales and marketing initiatives throughout the region.

Rowena G. Bethel
Legal Advisor
Ministry of Finance, Government of the Bahamas

Rowena Bethel is a UK qualified Barrister-at-law and Legal Adviser to the Ministry of Finance, Government of The Bahamas. She is also the Executive Commissioner of The Bahamas Compliance Commission, the AML supervisor for DNFBPs. Rowena holds an LL.B from the University of Leicester, UK and an LL.M in IT and Telecommunications Law and policy from the University of Strathclyde, UK. As Legal Adviser, she provides specialized services for the regulation of the financial services and the ICT sectors; manages the Government’s international tax cooperation mandate, including leading negotiations for tax agreements and the design and implementation of the accompanying enabling legislative and administrative framework; and is the architect of the full suite of e-commerce enabling laws. She has represented The Bahamas at the OECD since 2002, and presently serves as an expert assessor in the peer review programme. Among other affiliations, she was a member of the UN Expert Committee on International Cooperation in Tax Matters (2005-2009); and is a current member of the UN Strategy Council for the Global Alliance for ICT and Development (GAID) and the UN Committee of Experts in Public Administration as an eGovernment expert. She has also served as a technical adviser and negotiator for the Caribbean Regional Negotiating Machinery in relation to data protection, tax and financial matters.

John K. Bishop, CAMS
Director of MTRA
Senior Administrator
Ohio Division of Financial Institutions

John Bishop works on money transmitter licensing and supervision. As a Money Transmitter Regulator Association board member, he chairs the examination committee. He is native of Akron and holds both a B.S.B.A, in finance and M.B.A. from Bowling Green State University. John is also a graduate of the Graduate School of Banking at the University of Wisconsin, Madison. He leads the development of MTRA examination schools and is working with other states, Internal Revenue Service (IRS), Financial Crimes Enforcement Network (FinCEN), and the Conference of State Bank Supervisors on concurrent state and IRS examination procedures of Money Service Businesses. He participated on the team that developed and trained examiners on the FinCEN Bank Secrecy Act/Anti-Money Laundering Examination Manual for Money Services Businesses manual.

Emily J. Borowski, CAMS
Director of Risk Assessment
Notre Dame Federal Credit Union

Emily Borowski is the Director of Risk Assessment for Notre Dame Federal Credit Union. The $436 million credit union is located on the University of Notre Dame campus near South Bend, Indiana and serves nearly 62,000 members. Ms. Borowski participated in the development of the credit union’s AML program and oversees the day-to-day efforts in this area. She has over 17 years of experience in the financial services industry; 13 with credit unions. She earned her M.B.A. from Bethel College and her B.A. from Michigan State University.

John J. Byrne, CAMS
Executive Vice President
Association of Certified Anti-Money Laundering Specialists

John recently joined ACAMS as Executive Vice President. John is an internationally-recognized regulatory and legislative attorney with over 25 years of experience in financial services issues, with expertise in regulatory oversight, policy and management, anti-money laundering, privacy and consumer compliance. He was most recently President of Condor Consulting LLC and prior to that the Global Regulatory Relations Executive for Bank of America and the Director of the American Bankers Association's Center for Regulatory Compliance. John has received a number of awards, including the Director's Medal for Exceptional Service from the Treasury Department's Financial Crimes Enforcement Network (FinCEN) and the ABA's Distinguished Service Award for his career work in the compliance field.

Joseph Cachey III
Chief Compliance Officer and Associate General Counsel
The Western Union Company

The Western Union Company includes Orlandi Valuta and Vigo Remittance Corp., providers of money transfer and money order services. Joseph Cachey has overall executive responsibility for the Company’s anti-money laundering program, consumer protection, and corporate compliance and ethics programs in the over 203 countries in which Western Union conducts business. He has been with the Company since 1998.

Joseph is a member of the Colorado State Banking Board. The Board is the policy and rulemaking authority for the Colorado Division of Banking. He has also served on FinCEN’s Bank Secrecy Act Advisory Group.

Jennifer Shasky Calvery
Chief, Asset Forfeiture and Money Laundering Section
US Department of Justice

Jennifer was appointed Chief, Asset Forfeiture and Money Laundering Section, in July 2010. She first joined the Division through the Attorney General’s Honors Program in 1997. She began her tenure with the Office of Overseas Prosecutorial Development, Assistance, and Training (OPDAT) where she worked on criminal justice reform projects for Russia, Central Asia, and Eastern Europe, before rotating through a detail as a Special Assistant United States Attorney in the Eastern District of Virginia, and then a position as a litigating attorney in the Fraud Section. From 1999 to 2007, Jennifer served as a Trial Attorney in the Organized Crime and Racketeering Section (OCRS) prosecuting cases targeting international organized crime groups, and particularly the professional money launderers who supported them.

From 2007 to 2008, Jennifer was detailed to the Criminal Division front office, where she served as Senior Counsel to the Assistant Attorney General and initiated the Department’s effort to modernize its organized crime program. Jennifer carried this work with her to the Office of the Deputy Attorney General (ODAG), serving as Senior Counsel to the Deputy Attorney General from 2008 to 2010. While on detail to ODAG, Jennifer led the effort to create and served as the first head of the International Organized Crime Intelligence and Operations Center (IOC-2), providing the U.S. law enforcement community with the capacity to share information on international criminal organizations and coordinate multi-jurisdictional cases.

Don Carbaugh
Compliance Managing Director, Corporate AML Compliance, AML Risk Management
JPMorgan Chase, a member of The Wolfsberg Group

Lindsay Chan
Principal Executive Officer
Asia/Pacific Group on Money Laundering Secretariat

Lindsay Chan is a Principal Executive Officer in the Asia/Pacific Group on Money Laundering (APG) Secretariat; a FATF style regional body with 40 member jurisdictions. The Secretariat is hosted by the Australian Federal Police. He joined the Secretariat in February 2007 and has conducted seven AML/CFT mutual evaluations of APG members, including three jointly with other international organisations such as the FATF, IMF and World Bank.

Lindsay has lectured and participated as a subject matter expert at numerous international events, both within the Asia/Pacific region and globally, including at mutual evaluation training workshops for jurisdictions to be assessed and for assessors, APG regional workshops, IMF and World Bank technical seminars, and AML/CFT conferences. In addition, he has undertaken many in-country technical missions to APG members. He has an extensive background in international affairs, including as: the Senior Manager, International in AUSTRAC, Australia’s FIU and AML/CFT regulator; a senior consultant with Cardno ACIL, an international consultancy firm; and as a senior official of AusAID and Austrade, the Australian Government’s international aid agency and international investment and export agency, respectively. He has been posted overseas as a diplomat (First Secretary level) by the Australian Government and has represented the Government at numerous bilateral and multilateral meetings.

David B. Chenkin Esq.
Partner
Zeichner Ellman & Krause LLP

David is a partner in the New York office of law firm Zeichner Ellman & Krause, LLP ("ZEK"), and a Certified Anti-Money Laundering Specialist. David is a member of ZEK's management committee, and is the Firm's administrative partner. As a litigator, David represents major financial institutions and other clients in civil, criminal, regulatory and compliance related matters. He heads the Firm's anti-money laundering and Bank Secrecy Act compliance practice area, and represents clients in connection with investigations initiated by Congress and by federal, state and local prosecutors and regulators. In addition, David handles confidential internal investigations for clients facing potential civil, criminal and regulatory exposure.

Vasilios P Chrisos
Americas AML and Economic Sanctions Director | Macquarie Compliance
Macquarie Group

Vasilios is the Americas Anti-Money Laundering (AML) and Economic Sanctions Director for Macquarie, Australia’s largest investment bank. He is responsible for managing the company’s AML and sanctions programs across all business groups and legal entities in North and South America. This includes coordinating the completion of risk assessments, developing and implementing policies and procedures, ensuring employees receive periodic AML training, acting as an adviser to stakeholders regarding AML/CTF and sanctions matters, managing investigations, as appropriate, ensuring Suspicious Activity Reports are prepared and filed timely, performing compliance testing, participating in the new business / product approval process, and chairing various AML Working Groups across the region. Prior to joining Macquarie, Vasilios helped lead Ernst & Young’s AML advisory practice by managing projects at large, complex institutions.

David Clark, CAMS
Head of Financial Crime Intelligence & Analysis
Barclays Wealth

David has extensive global financial crime risk mitigation experience within banks and, previously, government customs agencies. David joined Barclays Wealth from ABN AMRO where he held a senior position in their global advisory and analysis team with specific responsibilities for global AML training & communication and Asia advisory. Prior to switching careers to work in Financial Services, his 18-year law enforcement career as a financial investigator & intelligence officer included 7 years in a crown dependent territory. Additionally, Clark worked on the ACAMS’ taskforces to revise the CAMS certification exam and produce the CAMS Online Training.

Cherise Cox-Nottage
Executive Director
Head of Legal Department
UBS Bahamas Ltd.

Cherise is presently the Head of the Legal Department for UBS (Bahamas) Ltd. A role which encompasses oversight of the 2 largest trust companies of the UBS group, namely UBS Trustees (Bahamas) Ltd. and UBS Trustees (Cayman) Ltd. Prior to UBS Cherise held the position of Head of Legal and Compliance for a rival Swiss bank for 3 years. She has practiced as an Attorney in the UK and in The Bahamas providing legal advice and representation to institutional clients.

Cherise is a graduate of the London School of Economics Political Science (LSE) London University where she obtained an LLM ( Master of Laws) degree in subject grouping Commercial and Corporate Law. She also obtained her undergraduate degree in Law from the University of Kent at Canterbury (UKC) England.

Hector X. Colon
Unit Chief, Illicit Finance and Proceeds of Crime Unit, Financial, Narcotics and Special Operations Division
Homeland Security Investigations

Hector X. Colon currently serves as unit chief for the Illicit Finance and Proceeds of Crime Unit (IFPCU) within DHS/ICE - Homeland Security Investigations (HSI). The IFPCU provides programmatic and case oversight to field components and utilizes the National Money Laundering Strategy as a foundation to target transnational money-laundering activity. As unit chief, Hector oversees two sections responsible for developing international and domestic initiatives designed to combat vulnerabilities in America's financial, trade and transportation sectors that can be exploited by terrorists and criminal networks.

Sterling D. Daines
Managing Director, Compliance Surveillance Strategy Group | Anti-Money Laundering
Goldman Sachs

Sterling manages the global Anti-Money Laundering/Suspicious Activities Group (AMLSAG) at Goldman Sachs, which is responsible for executing the firm’s anti-money laundering and sanctions program firmwide. He joined Goldman Sachs in 2007 and was named managing director in 2010.

Prior to joining the Firm, Sterling was a principal in the Forensic and Dispute Services practice at Deloitte Financial Advisory Services LLP, specializing in anti-money laundering compliance and investigations, sanctions issues, fraud investigations, and forensic technology within the financial services industry. He was also the leader of Deloitte’s Forensic Data Analytics practice in the US and a consultant to numerous private and public institutions, including the US Department of Justice and the Financial Crimes Enforcement Network.

John J. Davidson
Global Head of Anti-Money Laundering
E*TRADE Financial

John joined E*TRADE Financial in October 2007 as a senior director and in August 2008 was named global head of anti-money laundering. He has AML compliance responsibility for E*TRADE’s bank and brokerage operations. Prior to joining E*TRADE, John spent 19 years as an Enforcement Attorney and BSA/AML Policy specialist at the OTS, the Board of Governors of the Federal Reserve and most recently, the SEC. As an enforcement attorney, John assisted financial institution regulators in recovering over $50 million in ill gotten gains from individuals and financial institutions.

Diana Deen
Executive Director, AML Compliance
JP Morgan Chase

Diana is a Senior Leader and Program Management Executive in JPMorgan Chase’s Global Compliance Program reporting to the Global Head of Compliance.  With over 25 years of leadership, advisory and program management experience for Fortune 100 and public sector entities, Diana and her team lead critical initiatives for the Legal and Compliance Department with a primary focus on the Corporate AML Compliance Program.  Prior to joining JPMorgan Chase, Diana served as the Chief of Staff to the BSA/AML Officer at Washington Mutual.  In that capacity, Diana was responsible for the strategy, personnel, planning and performance of the BSA/AML and OFAC Enterprise Compliance Program.

Prior to joining WaMu, Diana provided strategic consultancy, program and change management services to public and private sector entities with RWD Technologies and PriceWaterhouse Coopers.  She has worked across various industries including aviation, consumer products, pharmaceuticals and the financial sector. 

Duncan Deville
AML/CTF Lead
Booz Allen Hamilton

Duncan leads Booz Allen’s AML/CFT compliance program. Prior to joining the firm, he was a Senior Financial Enforcement Advisor with the Treasury Dept’s Office of International Affairs, mentoring Latin American and C&E European FIUs on compliance with AML/CFT standards. Before this Duncan served as a Legal Advisor in Baghdad with the Dept. of Defense. Prior to this Duncan was a Fellow and Visiting Scholar at Harvard’s Kennedy and Law Schools, respectively.

Previously, Duncan was a prosecutor for over a dozen years, including as an Assistant US Attorney in Los Angeles with the Organized Crime Strike Force, and was posted abroad twice for DOJ, in Moscow and Yerevan. Before becoming a federal prosecutor he was a Deputy D.A. and State A.G.

In addition to his current work at Booz Allen, Duncan is an Adjunct Professor of Law at Georgetown University. Duncan earned graduate degrees from Oxford and Harvard and his undergraduate degree from the University of Louisiana.

Henrique Dominguez
Vice President
EFG Bank Luxembourg S.A.

Prior to join EFG - Luxembourg, Henrique managed the Compliance and Internal Controls department at Unibanco in Latin America for nine years. He was responsible for the supervision of the adherence with local regulation and internal policies of 18 branches, fraud risk prevention, KYC / AML training for the bankers and the implementation of a High Risk Transactions Monitoring System.

Darren Donovan
Principal
KPMG Forensic

Darren is a Principal of KPMG LLP. He is the National Forensic Banking & Finance industry leader and the office coordinating partner for the Forensic Boston/New England Offices. Darren’s key areas of experience focus on: Anti-Money Laundering Compliance, Fraud and Misconduct Investigations, and Foreign Corrupt Practices Act services. He has a wealth of experience effectively assisting financial services company with internal support, regulatory matters and government investigations.

Edward Doyle
Head of Compliance Solutions
Norkom Technologies

With over 15 years’ experience in the financial services industry, Edward is responsible for the continuous evolution and development of Norkom’s AML & Compliance solutions. As an expert in the areas of Compliance, Financial Crime Prevention and GRC, he is a recognizedd thought leader in the area of sanctions, PEPs, and 314(a) enforcement as applied to financial relationships and global financial transactions. With responsibility for ensuring that Norkom’s Compliance solutions continue to meet emerging compliance trends and typologies, Edward strives also to ensure that these solutions are subject to the same measurable value assessments as any other part of a financial institution’s operations.

Scott Dueweke
Senior Associate
Virtual Identity Management
Booz Allen Hamilton

Scott Dueweke is a 25 year veteran of government, financial services, internet ecommerce, and identity management. This career has included an appointment by President Reagan to the State Department, creating a humanitarian organization which rescued Cuban rafters in the Florida Straits and assisted the humanitarian response to the genocide in Rwanda. He was a pioneer of internet ecommerce presenting “Credit Cards and the Internet” at the first Internet World conference in 1994. This work was global, taking him to over 24 countries with IBM and other companies. Mr. Dueweke since has helped financial services industry, security industry and government solve the challenges of identity. Currently, Mr. Dueweke leads efforts at Booz Allen focused on Virtual Identity. This role builds upon his decades of experience in the financial services industry, the internet, and government, to examine identity holistically. He is helping entities understand the threats and opportunities associated with living and doing business in cyberspace and its intersections with existing business models. Virtual identity includes anonymity, pseudonymity, and the projection of identity in virtual worlds, online games, payment systems and social networking sites. Mr. Dueweke has been a frequent speaker on anonymous Internet payment systems and their use .

Lynne Federman
Chief Compliance Executive and a Senior Vice President for North America
Banco Espirito Santo

Lynne was the Anti-Money Laundering Head for RBS Americas (including ABN AMRO) until July 2009. Prior to joining ABN AMRO in early 2006, she was the Global Director of Anti-Money Laundering Compliance at JP Morgan Chase in New York. Lynne has supervised all aspects of anti-money laundering and anti-terrorist financing compliance, policies, procedures and projects. She has worked closely with stakeholders from across the bank organizations to create and implement effective anti-money laundering programs.

Brian L. Ferrell
Executive Director, Financial Services
Ernst & Young LLP

As an Executive Director working on anti-money laundering (AML) and Financial Crime Prevention offerings, Brian brings with him over 20 years of corporate and government experience. Before joining Ernst & Young, Brian served as Assistant Vice President & Assistant General Counsel at The Hartford Financial Services Group where he was responsible for the development and implementation of global AML and economic sanctions programs. Brian has also held positions at the U.S. Department of the Treasury, including Chief Counsel for the Financial Crimes Enforcement Network. Brian is a frequent speaker at large industry events and has held several Board roles within the Association of Certified Anti-Money Laundering Specialists.

Thomas J. Firnhaber, CAMS
Chief Compliance Officer
netSpend Corporation

As Chief Compliance Officer Mr. Firnhaber provides managerial oversight, direction and leadership on AML matters to all business units within the nation’s largest provider of network branded prepaid debit cards. He tracks laws and regulations that might affect the organization's products, programs and partners and implements necessary changes accordingly, manages internal and external audits and manages compliance oversight of partners and distributors. Works closely with regulators, legislators and law enforcement to educate and influence the development of prudent polices.

Tom has over 20 years experience in banking and financial services. He joined NetSpend from the US.Treasury’s Financial Crimes Enforcement Network (FinCEN), where he was senior regulatory compliance policy advisor, with responsibilty for ensuring that depository institutions and money services businesses, understand and comply with Bank Secrecy Act (BSA) and U.S. PATRIOT ACT requirements. Prior to his time at FinCEN, Mr. Firnhaber spent three years at KPMG, where he was responsible for providing BSA & AML consulting services to global financial institutions.

William J. Fox
Senior Vice President, Global Anti-Money Laundering and Economic Sanctions Executive
Bank of America

William is responsible for leading Bank of America’s Global Anti-Money Laundering and Economic Sanctions Division, ensuring compliance with laws requiring development of programs to prevent, detect and report suspected financial crimes. William is also responsible for compliance with economic sanctions regimes in jurisdictions in which Bank of America operates. Previously, William served as the director of the United States financial intelligence unit (FinCEN). Before joining FinCEN, William was the associate deputy general counsel, the third ranking legal official for the U.S. Department of the Treasury.

Susan Galli, CAMS
Senior Vice President and AML Program Director
HSBC

Susan Galli is currently the Director of AML Programs, part of the AML Governance Office for HSBC Holdings North America, Inc. She has responsibility for AML policy and program development. She was recently the Chief Risk Management Officer at Pacific National Bank, N.A. where she had responsibility for the oversight of the compliance risk management functions including BSA and regulatory compliance.

Susan served as a Managing Director and Practice Leader for the AML Compliance Risk Advisory & Forensics Practice of a big-five consulting firm. She is fluent in English and Spanish and has over 17 years of senior-level anti-money laundering experience providing a vast array of services including developing AML risk scoring policies and procedures for various business lines, implementing automated customer acquisition due diligence processes for the correspondent bank and corporate bank accounts of Citibank’s Latin America Division and developing and approving the Customer Identification Program Procedures and exception requests for business lines in Latin America. Additionally, she has conducted in-depth AML reviews of various financial institutions’ AML programs as part of internal compliance monitoring and testing or as part of mergers and acquisition due diligence.

Carrie Gilson
Vice President, Compliance Director, Corporate AML Compliance< br/> JPMorgan Chase Bank NA

Carrie has been with JPMorgan Chase for nine years, where she has worked in various analytical and project management roles within Fraud Prevention. Currently, Carrie is part of the Firm’s AML monitoring program with specific responsibilities for developing and implementing new techniques for identifying potentially suspicious activity and measuring the effectiveness of monitoring for the Commercial Bank and Small Business Banking lines of business. She also leads a quantitative research team, which supports the AML monitoring program by providing statistical analyses and model development. Carrie holds an MBA in Finance and Decision Sciences.

Judy Graham
Program Officer, Division of Supervision, Office of Examination and Insurance
National Credit Union Administration

Theodore S. Greenberg
TG Global

Theodore Greenberg joined the World Bank in 2003 as Senior Counsel in the Legal Vice Presidency and served in Financial Market Integrity (Financial Sector Vice Presidency) where he helped design and implement the Bank’s global technical assistance program to combat money laundering and terrorist financing. Mr. Greenberg helped create and implement the World Bank/UNODC Stolen Asset Recovery (StAR) Initiative to help countries recover the proceeds of corruption. He led the project teams for, and is an author of, Stolen Asset Recovery: A Good Practices Guide For Non-Conviction Based Asset Forfeiture (World Bank, April 2009), and Politically Exposed Persons: Preventive Measures For The Banking Sector (World Bank, April 2010). Mr. Greenberg retired from the World Bank in September 2009 and runs the consulting firm, TG Global.

Before joining the Bank Mr. Greenberg served in the U.S. Department of Justice for 30 years in both managerial and prosecutorial positions and specialized in fighting money laundering, white collar crime including (procurement fraud, Foreign Corrupt Practices Act) and transnational organized crime.

Jeffrey P. Halperin
Vice President
MetLife

Jeffrey P. Halperin is a Vice President in MetLife’s Corporate Ethics & Compliance Department. His responsibilities include being MetLife’s Global Anti-Money Laundering Compliance Officer, Chief Compliance Officer of MetLife’s insurance-dedicated mutual funds and institutional investment advisers, and compliance officer for MetLife’s Investments Department. Jeff has worked at MetLife for over 12 years.

During his career, Jeff has also worked as a Compliance Associate at Goldman, Sachs & Co, and a Senior Administrative Attorney at the State of Connecticut Department of Banking, where he was counsel to the Securities and Business Investments Division.

Jeff has a B.A. from the University of Michigan, Ann Arbor, and a J.D. from the University of Connecticut School of Law.

Richard Hogeveen, CA, CPA
Global Compliance, Chief Anti-Money Laundering Officer
Manulife Financial

Richard is responsible for the oversight and coordination of AML efforts globally, and is the Chair of Manulife’s global AMLATF Steering Committee that reports directly to the Company’s Board of Directors on the effectiveness of the program. In addition, he has accountability for the management of Manulife’s Regulatory Risk/Compliance Management Program as well as the Code of Conduct and Records Management Programs. He is a Chartered Accountant (Canada) and a Certified Public Accountant (Illinois).

Previously, Richard worked in various roles in Manulife including managing strategic projects and process re-engineering initiatives in Corporate Treasury, Controller of the Reinsurance Division and Controller of US GAAP and Statutory Reporting in the US Division. Prior to joining Manulife, Mr. Hogeveen worked with KPMG in Toronto, Switzerland and Ottawa.

Guillermo Horta
Senior Vice President of Global Anti-Money Laundering and Economic Sanctions
Bank of America Merrill Lynch

Formerly, Guillermo acted as Citigroup’s Anti-Money Laundering Managing Director for Mexico & Latin America. Guillermo is also the Vice President of the Anti-Money Laundering & Terrorist Financing Committee of the Latin-American Banks Federation (FELABAN) and Head of the AML Committee of the Mexican Banks Association (ABM). Previously, Guillermo held several positions in Citigroup at the Corporate Legal and Compliance Departments of Grupo Financiero Banamex. Guillermo has a J.D. degree in Law from the Universidad Iberoamericana and postgraduate studies in Criminal Law and Telecommunications Law. Before his career in the financial system, Guillermo worked in different governmental entities involved in topics related to law enforcement and also as an associate in a prestigious international law firm in Mexico.

Andrew C. Hruska
Partner
King & Spalding

Andrew Hruska is a litigation partner in King & Spalding’s New York office and a member of the firm’s Special Matters and Government Investigations Practice Group. Mr. Hruska's practice focuses on criminal and regulatory litigation and investigations, complex civil and bankruptcy litigation, and internal investigations. Since leaving the Justice Department, Mr. Hruska has represented major financial service and industrial companies in enforcement investigations by the Justice Department’s Criminal Division, the U.S. Attorneys’ Offices for the Southern and Eastern Districts of New York, the United States Trustees Program, the SEC, the New York Attorney General’s Office, the New York County District Attorney’s Office, the New York State Banking Department, the IRS, the FTC, the Treasury Department’s Office of Foreign Asset Control, the New York Federal Reserve Bank, Department of Health and Human Services Office of the Inspector General, the U.S. Department of Labor, FINRA, the Export-Import Bank of the United States’ Inspector General, and the United Kingdom’s Financial Services Authority.

Janet C. Hudson
Trial Attorney, International Unit
Asset Forfeiture & Money Laundering Section
US Department of Justice, Criminal Division

Janet Hudson has over twenty years’ experience as an Assistant United States Attorney for the Central District of California. She served as Chief of the Asset Forfeiture Section from 1995-2001 and received the John Marshall Award for Outstanding Legal Achievement in Asset Forfeiture in 2000. Currently she is detailed to the Justice Department’s Asset Forfeiture and Money Laundering Section in Washington, D.C., as part of the Attorney General’s anti-kleptocracy initiative. She earned her J.D. from Stanford Law School and B.A. from Yale University.

María de Lourdes Jiménez, Esq.
Senior Vice President & Division Head Manager, Corporate Compliance Division
Popular

Marilú is the Senior Vice President & Division Head of the Corporate Compliance Division for Popular, Inc. Her principal responsibility is to supervise the compliance function in Puerto Rico, the United States and all other operations for Popular, Inc. Her position is a professional and executive job responsible for the coordination, planning, supervision, and guidance to the different business circles, compliance programs for Popular, Inc., subsidiaries and affiliates. It ensures that within a safe and sound corporate reporting matrix, the effectiveness of the legal regulatory compliance program and related initiatives of the Corporation are properly managed and implemented. Mrs. Jiménez has vast experience as a Legal Counsel and Compliance Manager in Multinational Institutions. She has previously worked for Citibank, Puerto Rico’s Commissioner of Financial Institutions, and Banco Santander, where she managed the Legal Counsel Office and Corporate Compliance. She began her professional career with Vicente Zayas Puig law firm, who was then the Legal Counsel and Secretary of the Banco Popular Board of Directors.

Alistair E. Johnson
Senior Regulatory Specialist
FINRA

Alistair E. Johnson, Senior Regulatory Specialist in FINRA’s Department of Member Regulation, works in the Examinations Program Group on the development and support of FINRA’s National Examination Program. She also serves as an Anti-Money Laundering Regulatory Expert at FINRA. As a Regulatory Expert, Ms. Johnson is involved in most aspects of interpretation and enforcement of FINRA and federal AML rules. She is involved in designing and conducting AML training for both FINRA staff and the financial services industry. She is also a frequent speaker on the topic of AML. Prior to joining Examinations Program Group in 2006, she was a Special Investigator in the New Orleans District Office since 1999. While there, she led cycle and sweep exams as well as investigations of customer complaints and terminations for cause. Ms. Johnson received her B.A. degree from Tulane University in New Orleans.

Pamela J. Johnson
Global Head of Anti-Money Laundering
Citi

Pamela joined Citi in 2004 as the Director of AML Compliance Monitoring & Training. Previously, she was the Director of AML Policy & Regulatory Coordination for Deutsche Bank.

Pamela has also held several senior positions in the Federal government. Until 2003, she was the Senior Anti-Money Laundering Coordinator for the Board of Governors of the Federal Reserve System in Washington, DC. In this capacity, her responsibilities included the development of domestic and international AML policy and implementation of the USA PATRIOT Act. At the U.S. Department of the Treasury, Pamela was an Assistant Director and then Counselor to the Director at the Financial Crimes Enforcement Network (FinCEN). She also served as the Bank Secrecy Act (BSA) Compliance Chief for Treasury’s Office of Financial Enforcement. Before her government service, Pamela was an AML compliance officer at another large national bank.

Lester Joseph
International Investigations Manager
Wells Fargo

Les has been the International Investigations Manager in the Financial Intelligence Unit at Wells Fargo Bank since March 2010. The International Investigations Group (IIG) is made up of 35 Analysts, Supervisors, and Managers located in McLean, Philadelphia, San Francisco, and Charlotte. The IIG’s primary mission is to identify, investigate, report, and trend suspicious activity conducted through the bank’s foreign correspondent customer accounts. Prior to joining Wells Fargo, Les worked for the U.S. Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991.

Les began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he was an Assistant State's Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan.

John Kancans
Global AML Leader
GE Capital

John oversees GE Capital’s Global AML Program and sanctions lists program. GE Capital conducts business in over 100 countries and offers the full range of consumer and commercial financial services. Previously, he was Head of Global AML for AIG and Head of Global AML for US Bank. John holds FINRA Series 6, 7, 24, 63 & 65 and was employed as Chief Compliance Officer for US Allianz Securities. He is an attorney, who began his career as a criminal prosecutor and has also worked in private practice.

Aaron S. Karczmer
Vice President, Financial Intelligence Unit Enterprise Surveillance, Investigations & Technology
American Express

Aaron Karczmer founded and leads the Financial Intelligence Unit at American Express. The Financial Intelligence Unit has global end-to-end responsibility for identifying, investigating and reporting suspicious activity, including money laundering and terrorist financing. In addition, the Financial Intelligence Unit provides a broad range of analytical and operational support for the Enterprise AML department. Prior to joining American Express in 2007, Aaron was Unit Chief and co-founder of the Identity Theft Unit at the New York County District Attorney's Office. The Identity Theft Unit was responsible for the investigation and prosecution of a wide range of cases, including counterfeit credit card rings, data breaches and cyber-crime. Earlier in his career at the New York County District Attorney's Office, Aaron was assigned to the Firearms Trafficking Unit where he was responsible for leading informant and undercover based investigations that targeted organizations trafficking in guns and narcotics. Aaron received his J.D. from Stanford Law School in 1998.

Adam S. Kaufmann
Executive Assistant District Attorney
Chief of the Investigation Division
New York County District Attorney’s Office

Adam Kaufmann is an Executive Assistant District Attorney and Chief of the Investigation Division in the Office of Cyrus R. Vance, Jr., District Attorney for the County of New York. Mr. Kaufmann joined the Manhattan District Attorney’s Office in 1994. During his career with the District Attorney’s Office, Mr. Kaufmann worked as a line Assistant handling all manner of street crime, as Senior Counsel supervising long-term wiretap investigations into narcotics importation organizations, and as Deputy Chief and Chief of a bureau investigating and prosecuting complex securities fraud, banking fraud, tax evasion and offshore money laundering cases. In this final capacity, Mr. Kaufmann commenced and supervised the investigations of Lloyds TSB, Credit Suisse, and Barclays for the illicit movement of Iranian money through banks in New York that resulted in deferred prosecution agreements and payments totaling over $1 billion. As Chief of the Investigation Division, Mr. Kaufmann supervises all major white collar, corruption, cyber, and organized crime investigations and prosecutions conducted by the Manhattan D.A.’s Office.

Tom Kellermann, CISM
Vice President of Security Awareness and Government Affairs
Core Security Technologies

Tom Kellermann is responsible for building Core's relationships with key industry and government partners, as well as helping to further the acceptance of auditing security defenses to reduce organizations' operational risk. Kellermann also represents Core by participating in U.S., international and industry security working groups, helping these organizations promote improved security practices and policies.

Tom is a Commissioner on The Commission on Cyber Security for the 44th Presidency and he serves on the steering Committee of the Financial Coalition Against Child Pornography. In addition, Tom is a member of the National Board of Information Security Examiners Panel for Penetration Testing, the Information Technology Sector Coordinating Council, and the ITISAC subcommittee on International Cybersecurity policy. Tom is also a Professor at American University’s School of International Service and is a Certified Information Security Manager (CISM).

Kellermann formerly held the position of Senior Data Risk Management Specialist the World Bank Treasury Security Team where he was responsible for cyber-intelligence and policy management within the World Bank Treasury. In this role, Tom regularly advised central banks around the world about their cyber-risk posture and layered security architectures. Along with Thomas Glaessner and Valerie McNevin, he co-authored the book “E-safety and Soundness: Securing Finance in a New Age.”

Michael Kelsey
Global AML Compliance Officer
TD Bank

Ron P. King, CAMS
Vice President and Chief Anti-Money Laundering Officer
Scotiabank

Ron designs, develops, implements and maintains Scotiabank Group’s global anti-money laundering and counter-terrorism financing program. He coordinates all activities related to anti-money laundering and anti-terrorist financing for the major business lines for the institution and supports management in assessing and managing enterprise-wide risks, developing standards and procedures for anti-money laundering controls, training and monitoring transactions.

Cassie Lentchner
Executive Director
UBS Investment Bank

Ezra C. Levine
Senior Counsel
Morrison & Foerster

Ezra Levine is an antitrust and commercial litigator who is a specialist in the area of funds transmission and anti-money laundering regulation. He has held a variety of senior legal and policy positions with the US Government, including with the Executive Office of the President relating to economic regulation of the energy industry. His last governmental position was with the Department of Energy as the Assistant General Counsel for Interpretations and Rulings.

In the money transmission area, Mr. Levine has focused on the law of nonbank money transmitters. He is the author of money transmitter licensing laws in many states and has been instrumental in the passage of model money transmitter safety and soundness laws in numerous states. He represents payment instrument issuers, funds transmitters, stored value issuers, Internet funds transmitters and others with regard to licensing and compliance matters before state and federal agencies and legislative bodies. He is a pre-eminent authority on the Bank Secrecy Act, the regulations promulgated thereunder and the application of BSA recordkeeping and reporting requirements to financial institutions.

Dennis M. Lormel
Founder and President
DML Associates

Dennis is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. For 28 years, he served as a special agent in the FBI and served as chief of the FBI Financial Crimes Program. There, he formulated, established and directed the FBI’s terrorist financing initiative following the terrorist attacks of September 11, 2001. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Brigitte Lowe
National Bank Examiner and Compliance Specialist, Compliance Policy Division
Office of the Comptroller of the Currency

Brigitte Lowe is a National Bank Examiner and Compliance Specialist in the Compliance Policy Division of the Office of the Comptroller of the Currency (OCC). Prior to that, she served as a Large Bank Compliance Lead Expert in Cleveland, Ohio. She has also been a member of the Compliance cadre in the OCC’s Central District (Cleveland, Ohio). Ms. Lowe joined the OCC in 1990. She worked as a safety and soundness examiner in the Dallas Field Office. During her tenure within Large Banks and the Compliance cadre, Ms. Lowe was Examiner in Charge of complex Bank Secrecy Act /Anti-money Laundering (BSA/AML) examinations. In addition, she participated in multifaceted and high profile BSA/AML, fair lending and compliance examinations of large banks, mid-size banks, and community banks.

Ms. Lowe earned a Bachelor of Arts degree in communications from Michigan State University, and a Master of Business Administration from Texas Woman's University.

Meryl Lutsky
Chief, Money Laundering Investigations Unit
New York State Crime Proceeds Strike Force
New York Attorney General’s Office

Meryl Lutsky has been the Chief of the New York State Attorney General’s Money Laundering Investigations Unit and the New York State Crime Proceeds Strike Force since 2004. These units investigate and prosecute money laundering crimes, as well as violations of Banking and Tax laws. One of her recent investigations focused on a fraud ring whose crimes included identity theft, money laundering, bank fraud, and wire fraud. Twenty members of the ring have been indicted and losses from the ring’s criminal activities currently total more than $25 million. To more effectively and creatively investigate these emerging and complex crimes, Meryl has created a task force consisting of federal and state prosecutors, law enforcement, and regulators. Meryl is also actively involved in educating and training financial institutions in how to better protect their institutions from financial fraud.

Ms. Lowe earned a Bachelor of Arts degree in communications from Michigan State University, and a Master of Business Administration from Texas Woman's University.

Glenford Malone, CAMS
Deputy Director, Investment Business Division
BVI Financial Services Commission, British Virgin Islands

Glenford Malone has over a decade of experience within the regulatory environment, having first worked as an assistant Registrar of Mutual Funds for the Financial Services Department of the Government of the BVI and later with the Financial Services Commission (“the Commission”) upon its establishment in 2002. Since the creation of the Commission, Mr. Malone has been appointed to positions of increased responsibility within the Investment Business Division. He was appointed to the post of Senior Regulator (2002-2006) and later Deputy Diector (2006-present). Glenford’s current role with the Commission also involves advising on matters in relation to AML/CFT as well as providing training.

Brian L. Mannion
Lead Counsel, Office of the Chief Legal and Governance Officer
Nationwide Mutual Insurance Company

Brian is lead counsel with Nationwide Mutual Insurance Company. He has been with Nationwide for ten years and practices in the areas of insurance, securities, privacy, information technology, OFAC and anti-money laundering. For the last eight years he has been the primary lawyer responsible for implementing the Bank Secrecy Act and the Office of Foreign Assets Control (OFAC) for Nationwide, including its broker/dealers, bank, mutual funds, and life insurance companies. Additionally, he has been leading the effort for all Nationwide companies to comply with the FACT Act ID Theft Regulations and utilize Social Networking tools. He has spoken frequently regarding the application of anti-money laundering laws and OFAC to the financial services industry.

Angela Mele, CAMS, MICA
Compliance Officer
Bodden Compliance & Training and Bodden Corporate Services

Angela Mele, CAMS, MICA Compliance Officer Bodden Compliance & Training Angela has over 15 years in international financial services experience, having worked at Dundee Leeds Management Services in Bermuda, then at the Cayman Islands Monetary Authority, and most recently with Citi Hedge Fund Services (Cayman) Ltd. (formerly BISYS Hedge Fund Services (Cayman) Limited).

Angela left her position as Head of the Compliance & Training Division of Citi to take over managing Bodden Compliance & Training Ltd. in December 2007. Angela has designed and delivered anti money laundering, counter terrorist financing and business continuity training sessions for various associations and companies both locally and globally. Such groups include the Association of Certified Anti-Laundering Specialists (ACAMS), Central Law Training (UK), the Cayman Islands Bankers’ Association, the Cayman Islands Monetary Authority, GovRisk, and the Cayman Islands Fund Administrators Association (CIFAA).

Scott D. Michel
President
Caplin & Drysdale

Scott is a member of Caplin & Drysdale, has been at the firm since 1981, and currently serves as the firm’s President. He is internationally recognized for his extensive experience in handling voluntary disclosures, audits and investigations involving undeclared foreign bank accounts, including those with undisclosed corporate or foundation structures and unfiled Treasury “FBAR” forms. He is currently representing numerous clients worldwide in all phases of the IRS Settlement Initiative and other voluntary disclosures, as well as a number of clients under audit or investigation arising out of undeclared foreign accounts. Mr. Michel has made frequent appearances throughout the U.S., and in Singapore, Hong Kong, Zurich and Geneva, Switzerland, for presentations on voluntary disclosures and IRS enforcement regarding foreign accounts to multiple law firms, bankers, and tax and financial advisors, including presentations before the National University of Singapore, the Tax Academy of Singapore, Hong Kong University, and the Swiss-American Chamber of Commerce.

Arthur D. Middlemiss
Executive Director
JPMorgan Chase

At JPMorgan Chase & Co. (JPMC), Arthur D. Middlemiss coordinates the firm’s global anti-corruption program and heads the Financial Intelligence Unit, a team designed to recognize and confront major enterprise-wide Anti-Money Laundering (AML) risks. The team coordinates the firm’s reaction to major public events, and develops proactive strategies to check anticipated AML-related threats. Mr. Middlemiss previously oversaw AML surveillance for Treasury and Securities Services, a line of business that maintains 3,000 correspondent banking relationships worldwide, and moves daily over $3.3 trillion. Prior to its June 2008 merger with JPMC, Mr. Middlemiss headed the AML surveillance program for Bear, Stearns & Co. Inc. and Bear, Stearns Securities Corp.

From September 1994 to June 2007, Mr. Middlemiss served as an Assistant District Attorney in the New York County District Attorney’s Office. As Bureau Chief of Investigations Division Central, also known as DANY Overseas, Mr. Middlemiss supervised the investigation and prosecution of complex white collar criminal cases, focusing on matters involving securities fraud, international money laundering, tax evasion, and illegal money remitters. Multiple investigations produced settlements that required major domestic financial institutions to reform their AML procedures. Among other matters, Mr. Middlemiss co-led the District Attorney’s investigation into the role of financial institutions in Enron’s collapse.

Ira Morales Mickunas, CAMS
Managing Director
Milersen LLC

Ira is a Consultant, Managing Director for Global Operations and Partner of MILERSEN LLC, a Risk Consulting firm in Coral Gables, Florida. She directs global projects involving AML Independent Evaluations, Consulting and Training to the Company’s client base throughout sectors in Banking, Money Service Business, Securities and Precious Metals, among others. Prior to co-founding Milersen she worked for a Global Risk Mitigating Consulting firm with a focus in the Latin American and Caribbean regions.

Ms. Morales is a frequent guest speaker in the United States, Latin America, the Caribbean, and Europe on Money Laundering, Terrorism Financing, Organized Crime and Corruption. She has written articles, collaborated on official publication documents with the United Nations Office on Drugs and Crime (UNODC) and interviewed on money laundering related topics for publications and televised programs. She is a designated Certified Anti-money Laundering Specialist (CAMS) and serves as a member of ACAMS Money Service Business (MSB) Task Force since July 2010.

Deborah M. Morrisey
Group Supervisor
US Immigration and Customs Enforcement, Miami

Deborah M. Morrisey is currently the Group Supervisor of the Operation Cornerstone Financial Group for ICE in Miami, Florida. The focus of the group is to identify and prosecute criminal organizations that exploit or seek to exploit vulnerabilities within the US financial system. Her group has worked international financial fraud, PEP and narcotics money laundering investigations. GS Morrisey worked as Special Agent in the Financial Investigations Division of the Miami US Customs Office prior to her promotion in 2002, primarily investigating money laundering in the life insurance industry. Deborah Morrisey joined the government in 1987 as a special agent with the US Department of Health and Human Services, OIG, investigating Medicare and social security fraud cases. She joined the US Customs Service, SAC/New York, in 1988 and has been assigned to both Strategic and Financial Groups. During her tenure in New York, GS Morrisey worked on numerous financial investigations, including those involving narcotics money laundering and international financial frauds. She investigated one of the first Internet based financial fraud schemes to be prosecuted. GS Morrisey developed an outreach program with the bank and brokerage community and acted as an anti-money laundering liaison contact for the industry.

Thomas E. Nollner, CAMS, CFE
Resident Advisor
Office of Technical Assistance, US Treasury Department

Tom Nollner is a former National Bank Examiner, who spent the last twenty years of his 30-year career with the Comptroller of the Currency, as an AML/CFT specialist. Thomas is currently the Regional Advisor in Kabul, Afghanistan, for the Economic Crimes Team of the Office of Technical Assistance (OTA), U S Treasury. In this capacity he is the advisor to the AML/CFT Section of the Financial Supervision Department of the Da Afghanistan Central Bank. In addition to mentoring the AML/CFT Section in bank supervision techniques, his responsibilities include developing and implementing AML/CFT examination procedures for the Money Services Providers (Hawalas) and money exchangers. While working for OTA, Mr. Nollner has also worked in Buenos Aires, Argentina, where he presented a week long AML/CFT workshop for the Central Bank of Argentina. Prior to working for OTA, Mr. Nollner worked for SightSpan, a consulting firm in North Carolina where he developed training for and conducted AML/CFT reviews of foreign and domestic banks, and foreign exchange firms. This included conducting an AML/CFT review in the Kingdom of Saudi Arabia and developing and presenting a two week AML/CFT workshop to the Republic of Indonesia’s Financial Intelligence Unit.

Debra L. Novak
Chief, Anti-Money Laundering Section
Division Of Supervision & Consumer Protection
Federal Deposit Insurance Corporation

Debra began her career with the Federal Deposit Insurance Corporation as a safety and soundness examiner in the Dallas Region and is currently the Chief of the FDIC’s Anti-Money Laundering Section, Washington, D.C. In this capacity, she assists in developing policy in the area of the Bank Secrecy Act, oversees the review of institutions with considerable BSA concerns as well as reviewing banks to ensure compliance with the Office of Foreign Assets Control sanctions. Ms. Novak is a certified anti-money laundering specialist as well as a certified fraud specialist. She has a Bachelor of Science degree from Nebraska Wesleyan University, Lincoln, Nebraska, with an emphasis in accounting.

Thomas Obermaier
Chief Executive Officer
RDC

Prior to joining RDC, Mr. Tom Obermaier was the Chief Risk Officer for Citigroup’s Global Transaction Services, a wholesale supplier of banking, security and risk services to financial institutions, governments and corporate clients worldwide. As CRO, he was responsible for all risk - including credit, market, operations, liquidity and regulatory. He managed $1.6 trillion in risk positions daily spread across 104 countries. He was also a member of the Management Committee, whose leadership drove revenue growth from $1.7 billion when he joined to over $10.8 billion when he joined RDC.

Mr. Obermaier is an internationally recognized expert on risk matters, particularly regulatory risk and systemic issues surrounding payments and securities settlements. A founding member of the international regulatory council, the Wolfsberg Group, Mr. Obermaier was one of the industry’s first advocates of extending risk management fundamentals to the regulatory compliance arena. A well-regarded risk expert in the anti-money laundering field, he has designed global compliance systems premised on risk management fundamentals.

Karen O’Brien
Managing Partner
Global Compliance Solutions

Karen O'Brien is founder and Managing Partner of Global Compliance Solutions (GCS), an outsourced compliance company that is based in the Cayman Islands and services clients throughout the Caribbean. She was a police officer for sixteen years with the Toronto Police Service, Ontario, Canada, leaving with the rank of Sergeant after spending the last five years in the Fraud and Forgery Squad. She spent two years investigating financial crime in the Cayman Islands as a Detective with the Royal Cayman Islands Police before branching out to the private sector and specializing in compliance, anti-money laundering and regulatory issues.

Bruce Ohr
Chief
Organized Crime and Gang Section, Criminal Division
US Department of Justice

Bruce Ohr has served as the Chief of the Organized Crime and Gang Section, Criminal Division, U.S. Department of Justice, since July 2010. He was previously the Chief of the Organized Crime and Racketeering Section in the Criminal Division from 1999 to 2010. Prior to that Bruce was an Assistant United States Attorney in the U.S. Attorney’s Office for the Southern District of New York from 1991 to 1999, and was Chief of the Violent Gangs Unit in that Office from 1998 to 1999. Bruce was an associate at the San Francisco law firm of Orrick, Herrington & Sutcliffe from 1988 through 1991. Bruce graduated from Harvard College in 1984 with a degree in physics. He graduated from Harvard Law School in 1987 and clerked for Judge Spottswood Robinson of the U.S. Court of Appeals for the D.C. Circuit from 1987 to 1988.

Brian Orsak
Managing Editor
MoneyLaundering.com and ComplianceAdvantage.com

Brian has been the managing editor of ComplianceAdvantage.com and Moneylaundering.com’s news division since 2008, and a reporter for the company since March 2007. Prior to covering the banking industry, he was the managing editor of Pervasive Weekly and The Security Report and an associate editor for Silicon Alley Reporter and Meetings & Convention Magazine. In addition to reporting on financial news, he has been a teacher in Dubai and Abu Dhabi.

Laura J. Perlotto, CAMS
Assistant Vice President & Anti-Money Laundering Officer
Corporate Compliance
Massachusetts Mutual Life Insurance Company

Laura Perlotto is the Anti-Money laundering Officer for MassMutual’s domestic life insurance companies and oversees the anti-money laundering programs for three of its broker-dealers and one of its trust companies. Laura also provides advice regarding AML issues related to MassMutual Mutual Funds and several international subsidiaries. Along with her AML responsibilities, she provides oversight and advice to MassMutual’s domestic insurance businesses. Additionally, she oversees MassMutual’s global “Speaking Up” policy as well as MassMutual’s domestic Privacy program.

Teresa A. Pesce
Principal
KPMG

Terry is a principal in KPMG LLP’s U.S. Forensic Advisory Services practice, and leads the firm’s Anti-Money Laundering services group. She is based in New York, and possesses a diversity of skills in forensic and AML-related areas. Before joining KPMG in April 2007, Terry was the executive vice president and head of North American Anti-Money Laundering for HSBC. As the first to hold that position, she was responsible for the building of the AML compliance function for all of HSBC’s North American business lines, which included management and oversight of teams responsible for the creation and maintenance of policies and procedures; testing; training; investigative/financial intelligence programs; transaction monitoring; OFAC/sanctions compliance; and business line AML compliance.

Chip Poncy
Director of the Office of Strategic Policy for Terrorist Financing and Financial Crimes
US Department of the Treasury

The Office of Strategic Policy (OSP) helps develop policies and strategic initiatives to combat terrorist financing, WMD proliferation financing, money laundering and other illicit threats to the domestic and international financial system. In developing these policies and initiatives, OSP works with the law enforcement, regulatory, and intelligence communities, as well as with international counterparts and the private sector.

Chip Poncy’s responsibilities include creating and managing strategic initiatives to enhance the transparency of the financial system across the banking and non-banking financial services industries; strengthen the effectiveness of targeted financial and economic measures against illicit financing networks; promote outreach to the charitable sector to implement protective measures against terrorist exploitation, and combat trade-based money laundering, the illicit use of cash couriers and bulk cash smuggling. Mr. Poncy co-chairs the policy working group of the Financial Action Task Force and is an adjunct associate professor at Georgetown University’s Edmund A. Walsh School of Foreign Service.

Karim Rajwani
Vice President and Chief Anti-Money Laundering Officer
RBC Financial Group

Karim is currently the Vice-President and Chief Anti-Money Laundering Officer for the RBC Financial Group (RBC) and is responsible for leading RBC's Anti-Money Laundering, Anti-Terrorism and client risk management initiatives globally. Karim has more than 20 years of risk management, compliance and financial accounting experience. Karim is a leading authority on anti-money laundering and counter-terrorist financing matters both domestically and internationally and speaks frequently on these matters in banking, legal, compliance and academic platforms including for US Treasury/Middle East/North African Bankers as well as for The Financial Services Volunteer Corps.

Rick Raven
Deputy Chief, Criminal Investigation
Internal Revenue Service

Rick Raven is the deputy chief, Criminal Investigation, headquartered in Washington, DC. Raven was named to this position in January 2010. In this role, he directs worldwide programs for investigating potential criminal violations of the Internal Revenue Code and related financial crimes in a manner that fosters confidence in the tax system and compliance with the law. The deputy chief reports directly to the chief, Criminal Investigation.

Along with the chief, Criminal Investigation, Rick advises the IRS deputy commissioner (Services and Enforcement) and IRS commissioner on Criminal Investigation matters. He also manages the day-to-day activities of the Headquarters Criminal Investigation organization.

Charles P. Rettig, Esq.
Hochman, Salkin, Rettig, Toscher & Perez, P.C.

Charles Rettig has a tremendous reputation for his work and is regarded by market sources as having a superb reputation. He is a partner in the renowned tax boutique, Hochman, Salkin, Rettig, Toscher & Perez, P.C., regarded as the go-to firm for tax controversy, particularly for criminal tax cases.

Mr. Rettig is Vice-Chair, IRS Advisory Council (IRSAC); an Advisory Board Member - California Franchise Tax Board; a Regent and Elected Fellow - American College of Tax Counsel; Institute Chair - UCLA Annual Tax Controversy Institute; Institute Chair- Ethics, Compliance and Enforcement, USC Annual Institute on Federal Taxation; “Tax Controversies” Chair - NYU Institute on Federal Taxation; Co-Chair - ABA National Institute on Criminal Tax Fraud; and a Trustee - California CPA Education Foundation. He was selected as one of the “Top 50 IRS Representation Practitioners" by CPA Magazine and Most Influential Tax Person of the Year (Top 10; 2009) by Tax Notes / Tax Analysts. He co-authors the Tax Practice Column for the CCH Journal of Tax Practice and Procedure and authors the Tax Controversy and Litigation Report for Tax Notes.

John Ringguth
Executive Secretary
MONEYVAL, Council of Europe

John Ringguth is a qualified British barrister of Grays Inn. He has worked in private practice and in the Private Office of the Attorney General in London, where he advised the Law Officers on criminal law issues. He went on to manage criminal prosecutions in London and particularly prosecutions and asset recovery in money laundering and other serious proceeds-generating cases. He was appointed Assistant Chief Crown Prosecutor in London in 1993, and subsequently he became Head of Prosecution Policy in England and Wales in the Crown Prosecution Service. In that position he was actively involved in 2001 in the preparation of current UK legislation on money laundering, terrorist financing and asset recovery. He has worked since September 2002 in the Council of Europe in Strasbourg, France, where he is Executive Secretary to MONEYVAL. MONEYVAL is an Associate Member of the Financial Action Task Force (FATF) and is responsible for AML/CFT assessment of 29 European jurisdictions. In 2009 he gave oral evidence on behalf of the Council of Europe to the UK House of Lords Parliamentary Inquiry into international cooperation on money laundering issues. He is married with two sons.

Anthony Luis Rodriguez, CPA, CAMS
Chief Global Compliance Officer
RIA Financial Services

Anthony Luis Rodriguez is a Certified Public Accountant, a Certified Anti-Money Laundering Specialist, and the Chief Global Compliance Officer for Continental Exchange Solutions, Inc. DBA RIA Financial Services; Associated Foreign Exchange (“RIA”), a Euronet Worldwide Company. RIA is the third largest global money transfer company. RIA, established in 1987, has a global network of over 82,000 locations offering consumer money transfer services in more than 100 countries and territories. RIA's primary services include money transfer, bill payment, money orders, check cashing, and pre-paid cards. Mr. Rodriguez’s extensive experience spans over 10 years in the MSB industry and prior to RIA held a position with JPMorgan Chase as a Vice President of Compliance.

Edward Rodriguez, CAMS, CFS, EA
Principal
EORS Consulting LLC

Ed has more than 26 years experience--he has conducted, managed and directed complex forensic financial investigations including asset forfeiture, SAR Review teams, international tax, money laundering, Bank Secrecy Act, terrorism financing, financial frauds and corruption. Prior to forming EORS, Ed was the manager in the Forensics practice at Watkins Meegan LLC where he worked on civil and criminal tax matters, as well as fraud and misconduct investigations. He is Certified Anti-money Laundering Specialist (CAMS), a Certified Fraud Specialist (CFS), a Certified Financial Crimes Investigator (CFCI) and an Enrolled Agent (EA).

Ed is a subject matter expert in the requirements and penalties regarding BSA, KYC and CDD. He is a Licensed Private Investigator in the State of Maryland.

Ariadna Rojas
Regional Compliance Manager, Central and Latin America
Scotiabank International Wealth Management

Ariadna joined Scotiabank Group in October 2010 as a Regional Compliance Manager to provide compliance monitoring, direction, advice and support for the International Wealth Management business lines across Latin America and especially for the Scotia Private Client Group Centre recently opened in Panama City, Panama. She also acts as a relationship manager for internal Business Unit clients in the development, implementation and maintenance of Scotia’s Anti-Money Laundering and Terrorism Financing Program and provides advice to mitigate Regulatory Risk. Prior to joining Scotia, Ariadna was the Head of Compliance for BNP Paribas in Panama from 2001 to 2010. Her duties there include monitoring, training and developing money laundering control procedures for private banking and brokerage accounts. She is a founder member and current President of the Compliance Officer Association of Panama (ASOCUPA). She has participated as a speaker in AML/CTF issues at several local and international conferences, including ACAMS seminars. A lawyer, Ariadna received a B.A. from University of Panama and a Master’s degree from Pantheon-Assas Paris II University.

Randi Rosen
Global Head of Legal and Compliance Technology
Morgan Stanley

Randi Rosen joined Morgan Stanley in September 2004. She is currently the head of the Global Legal and Compliance Technology team. Her team’s responsibilities include anti-money laundering, control group, cross-channel fraud, e-billing/matter management, email surveillance, employee registration, outside business interests/employee trading, regulatory disclosures and trade surveillance. Previously Randi worked for IBM Global Services where she was responsible for managing all outsourced applications development work for a major telecommunications equipment maker. Prior to joining IBM, Randi was the Director of E-Commerce and Customer Relationship Management at Lucent Technologies. She has more than 25 years of experience managing all aspects of application design, development and testing.

Moyara Ruehsen, PhD, CAMS
Professor
Graduate School of International Policy and Management
Monterey Institute

Dr. Ruehsen is an Associate Professor in the Graduate School of International Policy & Management at the Monterey Institute in Monterey, CA. She has been teaching courses on international organized crime, drug markets, money laundering and terrorism financing for the past 17 years, and has published many articles on these topics. She is an award-winning instructor, who also consults for the governments and the private sector.

David M. Schiffer
Founder and President
Safe Banking Systems, LLC

David Schiffer is the founder and president of Safe Banking Systems (‘SBS’), a provider of AML and compliance solutions with headquarters in Mineola, NY. For over a decade, Mr. Schiffer has directed his company’s efforts to combat money laundering, terrorist financing, fraud and other criminal activity by providing banks, non-bank financial institutions and corporations with the latest technology to fight financial crime and find the “bad guys”.

Mr. Schiffer believes that the role of SBS is not only to provide innovative solutions to clients but to also share practical knowledge and experience. He has met with the Chief Counsels and their investigative teams at both the US Senate Commerce Committee and US House Committee on Homeland Security in Washington, D.C., has done several radio interviews and has contributed to ACAMS Today.

Prior to founding SBS, Mr. Schiffer ran other technology companies and also taught in the New York City school system. A native New Yorker, Mr. Schiffer received his M.S. in Computer Science from SUNY Stony Brook, his M. A. in Mathematics from Hunter College, NY and his undergraduate degree, a B.S. in Mathematics also from SUNY Stony Brook, NY.

Jody Schmidt, CRCM, CAMS
Senior Vice President & Director of Regulatory Risk Management
Federal Trust Bank

Jody Schmidt is the Senior Vice President and Director of Regulatory Risk Management for Federal Trust Bank, a $360 million community bank headquartered in Central Florida. Ms. Schmidt is responsible for the management and oversight of the BSA/AML, regulatory compliance, CRA/HMDA/Fair Lending, audit and security operations of the bank. Ms. Schmidt developed the BSA/AML program and serves as the Bank’s BSA Officer. Ms. Schmidt has over thirty years of experience working in community banks.

Kiren Schulte
Senior Director of Financial Services Compliance
Best Buy Financial Services

Kiren is currently the senior director of financial services at Best Buy Financial Services division. She was the former global head of anti-money laundering compliance for MoneyGram International, where she was responsible for leading, advancing and implementing a comprehensive global anti-money laundering compliance program in over 190 countries. Kiren joined MoneyGram in 2005 from Universal Savings Bank, where she was the Vice President of Compliance and lead bank-wide compliance activities. Kiren has been in the financial industry for over 20 years. She holds her Master’s degree in International Management and a Bachelor's degree in Business Administration, both from the University of St. Thomas in Minnesota.

Markus E. Schulz
Chief Compliance Officer, Global Life & Banking, Group Financial Crime Officer
Zurich Insurance Company

Markus joined Zurich in January 2008 after 13 years at ABN AMRO Bank, where he held various senior global compliance positions, including global head of the Compliance Service Center and COO of AML Compliance. Prior to his time in compliance Markus served for almost a decade in a variety of senior in-country, regional and global management positions in Germany, UK and the Netherlands.

Stephen J. Shine
Chief Regulatory Counsel
Prudential Financial

Stephen is the chief regulatory counsel for Prudential Financial, a diversified financial services company that includes asset management, mutual funds and insurance. He is also the senior vice president and senior regulatory counsel with Prudential Equity Group, LLC. (PEG) where he is responsible for the case management and disposition of all legacy regulatory matters of Prudential Securities Incorporated, and PEG. He is a former state and federal prosecutor who was responsible for the prosecution of significant securities, commodities, and bank fraud cases nationwide and served as the Department of Justice representative to the Investment Fraud Task Force in the Central District of California (Los Angeles).

Richard A. Small
Vice President, Enterprise-Wide Anti-Money Laundering and Sanctions Risk Management
American Express

Rick is responsible for establishing and maintaining enterprise-wide anti-money laundering and sanctions policies and procedures. Prior to joining American Express, he was the Global Anti-Money Laundering Leader for GE Money, a division of General Electric. In this role, Rick had responsibility for anti-money laundering controls, processes and procedures for all GE Money businesses globally. Additionally, he is Chairman of the ACAMS Advisory Board.

Jack Sonnenschein
Vice President of Enterprise Compliance Risk Management
American Express

Jack Sonnenschein joined American Express as Vice President of Enterprise Compliance Risk Management in January 2009 with global responsibility for risk assessment, compliance monitoring and testing and compliance training. Prior to joining Amex, he served as Managing Director and Global Head of AML Audit at The Bank of New York Mellon responsible for anti-money laundering independent testing.

Previously, Jack was Director of Risk Management Standards and Initiatives in Citigroup’s Global Anti-Money Laundering group, developing technology solutions for customer acquisition and identification programs, transaction and account monitoring and USA Patriot Act compliance. He has worked extensively in developing country, product and customer risk models to integrate and support customer due diligence and monitoring systems.

Alan E. Sorcher
Forensic & Dispute Services
Deloitte Financial Advisory Services LLP

Alan E. Sorcher is the Leader of Deloitte’s Anti-Money Laundering Strategic Leadership Group and part of Deloitte’s Anti-Money Laundering Practice. Prior to his current position, Mr. Sorcher was a Senior Advisor for Cross-Sector Regulatory Strategies at the Financial Crimes Enforcement Network, where he was involved in FinCEN’s policy issues, rulemaking and efforts to increase effectiveness and consistency of BSA programs across sectors.

Mr. Sorcher spent almost a decade at the Securities Industry and Financial Markets Association. As Managing Director and Associate General Counsel at SIFMA, Mr. Sorcher was responsible for anti-money laundering issues, OFAC, privacy and data protection, bank holding company issues and financial regulatory reform. He directed SIFMA’s efforts on the implementation of the USA Patriot Act and the Gramm-Leach-Bliley Act.

Keeli Sorensen
Director, Training and Advocacy, Anti-Trafficking Program
Safe Horizon

Keeli Sorensen has been a human rights advocate since 2004, focusing on protection issues of vulnerable populations in post-conflict and emergency settings around the world. In November 2009, she joined Safe Horizon’s Anti-Trafficking Program as the Director of Training and Advocacy, where she coordinates the program’s policy agenda, and manages outreach and educational activities for key stakeholders, including service providers, law enforcement and government agencies as well as the general public. Before joining Safe Horizon, Keeli lead efforts to assist victims of exploitation, violence and trafficking with Save the Children, UK and Amnesty International. She has focused on developing protective policies and programs for children abducted into the armed forces in the Democratic Republic of Congo, and she designed research that investigated sexual exploitation of children in Cote d’Ivoire, Sudan and Haiti. Keeli is an active member of several anti-trafficking networks including the Alliance against Slavery and Trafficking (ATEST), the New York Anti-Trafficking Network (NYATN), the Global Alliance against Trafficking in Women (GAATW) and the Freedom Network (USA).

Keeli received her MA in International Policy from the Monterey Institute of International Studies and is proficient in French.

Daniel Soto, CAMS
Chief Compliance Officer
Ally

Dan is responsible for Ally’s enterprise-wide compliance activities. Before joining Ally, Dan spent two years with Wachovia/Wells Fargo in anti-money laundering and retail banking compliance; was for three years the Chief Compliance Officer for Royal Bank of Canada–Centura; and spent eight years with Bank of America in the global anti-money laundering compliance function.

Prior to joining the private industry, Dan was in the public sector as a commissioned bank examiner where he spent six years with the FDIC and nearly 10 years with the Federal Reserve Board

Carol S. Stern, FLMI, ACS, AIRC
Vice President, Chief Compliance Officer and Chief AML Officer
ING US Insurance

Carol leads a team of AML Officers across the ING businesses in developing standard policies, procedures, and monitoring and reporting practices for the company. Carol has been with ING for 13 years. Prior to joining ING, Carol was the Director of Legislative and Regulatory Services of the American Council of Life Insurers in Washington, DC. Carol is a member of the ACLI’s AML Committee and Market Conduct Committee. She was recently appointed to the newly formed Compliance and Ethics Forum for Life Insurers’ (CEFLI) Board of Directors. Ms. Stern has been in the industry for 28 years and has worked previously at Trans-General Life and Banner Life in both compliance and customer service management positions. She has a B.A in English Education from Syracuse University and Montclair State University. She completed her agent licensing education at Howard University Center for Insurance Education.

Brian Stoeckert, CAMS, CFE
Associate, Financial Crimes
Booz Allen Hamilton

Brian is a recognized expert by the The Wall Street Journal in financial crimes and currency exchange. He specializes in anti-money laundering and fraud compliance, investigations, and training for commercial and government clients. Brian co-authored the first publication to assess the financial crimes risks of bond swaps using offshore jurisdictions in parallel markets. Since publication, the U.S. has issued indictments in two separate high-profile money laundering cases, which allege the parallel market was used to launder narcotics proceeds.

Brian previously served as Vice President for OneWest Bank, where he developed the enterprise-wide BSA/AML/Fraud program and managed the integration of three failed financial institutions purchased from the FDIC. He serves as the Chair of the ACAMS Chapter Steering Committee and is an Executive Board member of the ACAMS Northern California Chapter. He received his Juris Doctor from New York Law School and his Bachelor of Arts from Stony Brook University.

Kevin Sullivan MS, MMBA, CAMS
Owner/Director
AML Training Academy

Kevin Sullivan retired as an Investigator from the NY State Police after 22 years in law enforcement. Kevin was the state money laundering investigations coordinator assigned to the NY HIFCA El Dorado Task Force in Manhattan. The HIFCA El Dorado Task Force is a multi agency task force that comprises members from ICE, FBI, Secret Service, US Attorney, NYPD, Manhattan DA and NY State Police The unit specialized in organized crime, narco dollars and terrorist financing. Kevin’s police experience ranges from narcotics to major crimes to money laundering and related financial crimes. Kevin was responsible for case reverse engineering, SAR analysis and review and special projects consisting of developing intelligence on the latest money laundering trends and patterns.

Chuck Taylor, CAMS
Senior Vice President & BSA Officer
Compliance Department, BSA Group
City National Bank

City National Bank is a 20+ billion dollar bank headquartered in Los Angeles with offices in California, Nevada and New York. Chuck has oversight responsibility for all aspects of the BSA function including maintenance of the Bank’s BSA program, BSA Risk Assessment, Currency and Suspicious Activity Reporting, Customer Identification Program, and BSA Training. He has been in the banking industry since 1992 and the BSA/AML field exclusively since 2003. Chuck has held positions with California National Bank, Bank of America, Pacific Capital Bancorp and the Santa Barbara County District Attorney’s Office. Chuck completed his Juris Doctorate in 2001, received his CAMS certification in 2003 with the inaugural class and became a Certified BSA Officer in 2007. In 2010, Chuck completed the masters level Bank Management & Finance program through Pacific Coast Banking School. He is a founding member and current co-secretary of the Southern California chapter of ACAMS.

Ann B. Teixeira
Assistant Vice President and Anti-Money Laundering Compliance Officer
Sun Life Financial US

Ann Teixeira is Assistant Vice President and Anti-Money Laundering Compliance Officer for Sun Life Financial in the U.S. She also has oversight responsibility for the anti-money laundering program of Sun Life's Bermuda International Operations. She has held these positions since 2005. At present, she serves also as Chairperson of the ACLI Anti-Money Laundering and Critical Infrastructure Committee.

Ann joined Sun Life Financial in 1995 as the start-up General Manager of Sun Life Financial Services Limited, an international business in Bermuda to distribute and service life insurance and annuity products available to high net worth individuals from around the world. In this role one of her responsibilities was to develop and implement an anti-money laundering and anti-terrorist financing program to comply with Bermuda's Proceeds of Crime Act passed in 1997.

Jonathan Thomas
Senior Compliance Review Coordinator
Office of Foreign Assets Control
U.S. Department of the Treasury

In this role, Jonathan has managed OFAC's investigation and response to thousands of apparent violations of U.S. economic sanctions programs by financial institutions, including major settlements with Credit Suisse, Barclays, and Lloyds totaling nearly $930 million and involving the Federal Reserve, U.S. Department of Justice and New York County District Attorney's Office. He has been actively involved with OFAC's implementation of its most recent Economic Sanctions Enforcement Guidelines and has worked with domestic and foreign financial regulators to uncover sanctions violations and evasion practices. Prior to joining Treasury, Jonathan served as a State Representative in Maine and a Project Manager in the United Arab Emirates.

Kevin M. Tyrrell
Section Chief, Illicit Finance and Proceeds of Crime Unit
US Immigration and Customs Enforcement | Homeland Security Investigations

Kevin Tyrrell currently serves as a section chief within Homeland Security Investigations (HSI) for the Illicit Finance and Proceeds of Crime Unit (IFPCU). The IFPCU provides programmatic and case oversight to field components and utilizes the National Money Laundering Strategy as a foundation to target transnational money-laundering activity. As a section chief, Kevin oversees several national initiatives, including the Cornerstone Outreach initiative, the Organized Retail Crime (ORC) pilot program, and Project STAMP (Smugglers’ and Traffickers’ Assets, Monies & Proceeds). Previously, he served as special agent in the Financial Crimes group at the HSI office in San Francisco, where he gained valuable experience in conducting investigations related to money laundering, bulk cash smuggling, and other crimes related to financial fraud. Kevin began his investigative career as a U.S. Customs Special Agent in 2002 and previously worked as a U.S. Border Patrol Agent for over 4 and 1/2 years.

Cyrus R. Vance, Jr.
Manhattan District Attorney
New York County District Attorney's Office

Cyrus R. Vance, Jr., became District Attorney of New York County on January 1, 2010. Mr. Vance is a recognized leader in criminal justice reform and proposed a compelling vision for moving the District Attorney's Office forward, with a focus on crime prevention.

Mr. Vance began his legal career as an Assistant District Attorney in the Manhattan DA's Office during the high-crime era of the 1980’s. As an ADA, Mr. Vance handled cases involving murder, organized crime, political corruption, and white-collar crime. After leaving the DA’s Office, Mr. Vance and his wife Peggy McDonnell moved to Seattle, where Mr. Vance co-founded McNaul Ebel Nawrot Helgren & Vance, PLLC, which under his joint leadership became one of the pre-eminent litigation firms in the Northwest. During his time in Seattle, Mr. Vance taught trial advocacy as an adjunct professor at Seattle University School of Law.

Mr. Vance returned to New York in 2004 and became a partner at Morvillo, Abramowitz, Grand, Iason, Anello & Bohrer, P.C. Mr. Vance is a Fellow of the American College of Trial Lawyers. He served by appointment of the Governor of New York as a member of the New York State Appellate Division, First Department, Judicial Screening Panel, and was a member of the New York State Commission on Sentencing Reform. Mr. Vance previously served as a member of the Criminal Justice Council of the New York City Bar Association, the Federal Bar Council, and the New York Council of Defense Lawyers. He was a member of the Boards of Directors of the Fund for Modern Courts, the Sargent Shriver National Center on Poverty Law, and the Alzheimer's Drug Discovery Foundation.

Mr. Vance was born and raised in Manhattan, and is a graduate of Yale University and Georgetown University Law School. He and his wife live on the Upper West Side, and have two children, both currently in college.

Carolyn E. Vick
Partner
iKYC

With experience in international banking in the US and Europe, Carolyn most recently was the Global Risk Officer for AML Operations within ABN Amro, focusing on: AML and Customer Due Diligence; Stakeholder Management (Audit, Compliance, Global Transaction Services); Business Continuity Planning; Operational Risk Management (Key Man Risk, e.g.); and Transaction Filtering and Monitoring. She also developed and created an informal AML Benchmarking study involving input and cooperation with a number of other global banks on their approach to AML and Customer Due Diligence (CDD). Prior to this role, she led a team of 10 professionals responsible for all phases of customer Due Diligence in 10 countries in Europe. This role included liaising with Compliance and Business Heads in each country, as well as coordinating with Group Compliance and Global Business Units.

Gonzalo Vila, CAMS
Director of Latin America Operations
Association of Certified Anti-Money Laundering Specialists

Gonzalo is the Director of Operations for Latin America at the Association of Certified Anti-Money Laundering Specialists (ACAMS) where for the past 5 year he has led the developments of the association in the region, promoting a wide array of initiatives, from training to certification of AML professionals. Previously, he was the Editorial Director for Alerta de Lavado de Dinero and Lavadodinero.com, publications specialized in Money Laundering and Terrorist Financing. He worked for more than 7 years for The Wall Street Journal, first for the Latin American print edition and then as a managing editor for the Internet edition in Spanish. Gonzalo has a vast experience in investigative journalism. He has participated as an international speaker in AML/CTF issues at several conferences throughout Latin America and has organized dozen of conferences, seminars and other events for Alert Global Media and ACAMS.

Raymond Villanueva
Raymond Villanueva
Unit Chief, Trade Transparency Unit
U.S. Immagration and Customs Enforcement

Raymond Villaneuva currently serves as the Unit Chief for the Trade Transparency Unit at US Immigration Enforcement (ICE) Headquarters in Washington, DC. In this capacity, Raymond oversees the trade-based money laundering programs and mission within the ICE Homeland Security Investigations (HSI). Previously, he served as a Section Chief within the Illicit Finance and Proceeds if Crime Unit. In this capacity, Mr. Villanueva managed the Bulk Cash Smuggling and Money Service Business Programs.

Daniel Wager
Director
New York HIFCA

Daniel is a supervisory special agent with the Department of Homeland Security, Immigration and Customs Enforcement (ICE), and currently serves as the director of the New York High Intensity Financial Crime Area (HIFCA). The NY HIFCA is a multi-agency financial intelligence unit that was identified in the 2006 FATF United States Mutual Evaluation Report on Anti-Money Laundering and Combating the Financing of Terrorism as “a model for the rest of the country.” As director of the HIFCA, Daniel supervises analysts, investigators and support personnel from seven law enforcement agencies. Daniel also currently oversees financial intelligence development and case support activities on behalf of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) and the Term Asset-Backed Securities Loan Facility (TALF) Task Force.

John Wagner
Director, Bank Secrecy Act/Anti-Money Laundering Compliance
Office of the Comptroller of the Currency

John was named director for Bank Secrecy Act and Anti-Money Laundering Compliance in the Compliance Policy Division of the Office of the Comptroller of the Currency (OCC) in March 2005. John directs the development of Bank Secrecy Act and anti-money laundering examination policy and procedures. He also provides policy interpretations and guidance to field staff, represents the OCC and the U.S. Treasury on interagency task forces, and develops training programs. Prior to 2005, John served as a Bank Secrecy Act (BSA) / anti-money laundering (AML) specialist in the OCC’s Compliance Policy Division.

Robert P. Walsh
Global AML Officer
AXA Group

Bob has global responsibility for anti-money laundering and counterterrorist financing at AXA S.A. In addition to his global role for AXA Group, Bob has day-to-day responsibility for the AML/CTF program at AXA Financial, AXA’s US business. A key initiative at AXA has been the rollout of a global enterprise approach to AML and CTF. This includes consistent policies and reporting practices, a supervising committee of regional and country AML officers, and implementation of common AML/CTF technology. Bob’s career includes roles as vice president of finance at another international life insurance company, senior counsel at the Ontario Securities Commission in Canada, and a trader in capital markets at Bankers Trust Company.

Luke Ward, CAMS
Vice President, Global AML Compliance
JPMorgan Chase

Luke is currently a Vice President and Compliance Manager in the AML Program Execution Office at JPMorgan Chase. He has been with JPMorgan Chase for 5 years and prior to that was a manager in Corporate Operations at Countrywide Financial. In his current role Luke is responsible for identifying and leading various process design, process improvement, and AML program enhancement projects in the Global AML and Corporate Compliance departments. Luke is an ASQ-certified Six Sigma Black Belt and holds an MBA and a Bachelor’s degree in Chemical Engineering.

Richard Weber
Deputy Chief, Investigation Division Chief, Major Economic Crimes Bureau
New York County District Attorney's Office

Richard Weber was appointed as Deputy Chief of the Investigation Division and Chief of the Major Economic Crimes Bureau on April 5, 2010. From March 2005 through March 2010, Rich served as Chief, Asset Forfeiture and Money Laundering Section, Criminal Division, United States Department of Justice. Rich is a veteran white collar-crime prosecutor with national and international involvement in some of the nation's most complex financial crime prosecutions. At the Justice Department, Mr. Weber oversaw prosecutions against major domestic and international financial institutions and corporations, including the federal portion of the Credit Suisse and Lloyds investigations, Union Bank of California, American Express Bank International, BankAtlantic, E Gold Ltd. (an internet-based digital currency business), and Sigue Corporation (a global money service business). Under Mr. Weber’s leadership, AFMLS was responsible for more than $2 billion in asset forfeiture.

Jeffrey Weiss
Managing Director
Knight Equity Markets

Jeffrey’s primary focus at Knight Capital Group is on the implementation of the anti-money laundering and anti-terrorist financing provisions of the USA PATRIOT Act for Knight’s U.S. broker-dealers. He has more than 20 years’ experience on Wall Street.

Prior to joining Knight, Jeff was a Managing Director in the Internal Audit Department of Bear, Stearns & Co., Inc. From 1990 to 2000, he worked at Herzog, Heine, Geduld, Inc. where he held the title of Vice President and Director of Internal Audit. He holds an MBA from Penn State University, is a graduate of the Securities Industry Institute at the Wharton Business School, a member of the SIFMA Anti-Money Laundering Committee and former Executive Committee Member and Co-Chair of the Education Committee in the SIFMA Internal Audit Division.

Evan S. Weitz
Assistant United States Attorney
Eastern District of New York

Evan Weitz is currently an Assistant United States Attorney in the Eastern District of New York where he specializes in complex Money Laundering, Bank Secrecy Act, and Asset Forfeiture prosecutions. Previously, Evan served as an Assistant United States Attorney in Atlanta, Georgia for three years. Prior to joining the United States Attorney’s Office, Evan spent several years as an Assistant District Attorney in the Manhattan District Attorney’s Office where he was assigned to the Trial Division. Evan has been a frequent lecturer on Money Laundering, Bank Secrecy Act and Asset Forfeiture matters and has given presentations in the past at the Federal Reserve Bank, the Federal Depository Insurance Corporation (FDIC), the Association of Certified Anti-Money Laundering Specialists (ACAMS), the National Advocacy Center and at numerous state/local law enforcement functions. Evan also serves on the faculty of the Emory University School of Law Trial Techniques program. Evan is a graduate of both the Emory University School of Law and Rutgers College.

Timothy White, CAMS
National Risk Specialist, BSA-OFAC
Banker's Toolbox

Tim is the National Risk Specialist for Banker’s Toolbox, Inc. Tim has licensed AML and Sanctions Interdiction Software to over a 1000 financial institutions since he started working in the banking compliance arena in 1994. Tim is an expert on OFAC/Sanctions Issues and has addressed OFAC and BSA issues at conferences throughout the United States. Tim has published articles in the ABA Bank Compliance Magazine, ACAMS Today and Western Banking Magazine. Tim is a current member of ACAMS’ Certification Exam Task Force. Tim was a member of a working group formed by the United Nation’s Al-Qaida Taliban Sanctions monitoring team pursuant UNSCR 1735 in 2007.

Dr. Tony Wicks
Director of AML Solutions
NICE Actimize

Tony Wicks is the Director of AML Solutions at NICE Actimize. He has over 15 years experience in applying technology to meet the needs of business for compliance, regulation, and fraud detection. He has worked with many of the world's leading financial institutions in providing solutions for market monitoring, AML, and compliance needs. Mr. Wicks speaks at industry conferences and has authored industry articles, and regularly collaborates with leading Universities. He holds a number of patents and has a PhD from the University of Warwick.

Suzanne Williams
Manager, Compliance Section, Bank Supervision and Regulation
Board of Governors of the Federal Reserve System

Suzanne is the Manager of the Compliance Section of the Division of Banking Supervision and Regulation at the Board of Governors of the Federal Reserve System. In this position, she works with Reserve Bank and Board staff in designing and implementing supervisory strategies to address significant Bank Secrecy Act, anti-money laundering and Office of Foreign Assets Control issues, including related enforcement actions. Ms. Williams develops policy interpretations and guidance for financial institutions and examination staff, represents the Federal Reserve on several interagency task forces, and conducts frequent industry outreach on compliance matters. Ms. Williams began her career as a safety and soundness bank examiner in the New York Region of the Federal Deposit Insurance Corporation. She subsequently served as a Senior Financial Analyst at the FDIC and a Senior Regulatory Compliance Program Specialist at the Department of the Treasury's Financial Crimes Enforcement Network. She received a Master of Science degree from the University of Maryland with a major in Financial Management and a Bachelor of Science degree from Kings College with a major in International Business.

Meg R. Zucker
Executive Director, Global Anti-Money Laundering Group
Morgan Stanley

Meg joined Morgan Stanley’s Legal and Compliance Division in 1998, and is currently a senior manager and counsel in the Firm’s Global Anti-Money Laundering Group covering the Institutional Securities business lines that primarily include Institutional Equity (also including prime brokerage and stock loan), Fixed Income (also including commodities and foreign exchange) and Investment Banking. In addition to managing the U.S. AML business at the Firm, Meg also serves as an AML advisor relating to AML matters in Cayman, Latin America and Canada. Among her other responsibilities, Meg was the primary author of the Firm’s policies & procedures for MS&Co. including the ISG Customer Identification, Foreign Bank Certification and 312 Programs, in addition to other applicable requirements of the USA PATRIOT Act. She also acts as primary global AML Policies & Procedures manager.