Speaker Faculty*

Kieran Beer, Advisory Board Chair
Editor-in-Chief
MoneyLaundering.com, ComplianceAdvantage.com

Kieran Beer is the founding editor of ComplianceAdantage.com and has been the editor-in-chief and editorial director for MoneyLaundering.com and ComplianceAdvantage.com since January 2007. Prior to that he was executive editor of Bloomberg Wealth Manager, a trade magazine for financial advisers to wealthy individuals. He also served as a staff writer for Bloomberg Markets Magazine.

Beer has been a financial journalist for more than 20 years, beginning his career at Institutional Investor, where he worked as a reporter and editor in the newsletter division and was a contributor to Institutional Investor magazine. After launching Capital Markets Analyst at Thomson Financial, Beer served as editor-in-chief of The Bond Buyer, founding editor of Thomson Municipal News/The Bond Buyer Wire and as the editor of the American Banker.

Beer writes a column and periodically reports on money laundering and bank compliance. He has served as a panelist and moderator at industry conferences and has appeared on CNBC, WCBS and spoken on Bloomberg radio (WBBR) addressing banking and other financial issues.

John H. Atkinson, CAMS
Director, Regulatory Risk Consulting
Protiviti

John is a Director with Protiviti in the firm’s Regulatory Risk Consulting practice. John joined Protiviti in June 2008 after a 30-year career at the Federal Reserve Bank of Atlanta, where he had oversight and management responsibilities at the official level for numerous bank supervision functions, including anti-money laundering, enforcement, fiduciary risk, international bank supervision, operations risk, consumer compliance, and policy development. At Protiviti John consults with a broad array of financial institution clients on regulatory and risk management issues, with an emphasis on anti-money laundering risk management. John has been a regular speaker for many years at professional conferences and events for industry, regulatory, and law enforcement groups on both a national and international basis. He has a B.A. degree in Economics from Emory University, Atlanta, Georgia, and attended the Executive Development Program at the Kellogg School of Management, Northwestern University, Chicago, Illinois.

Steven Beattie, CAMS
Anti-Money Laundering Services Leader
Ernst & Young LLP

Steven Beattie is the Anti-money laundering (AML) services leader for Ernst and Young. He brings operational, technology and process improvement experience starting with his prior risk and controls assessment leadership role within a global financial services company. He is responsible for America's leadership and global coordination of Ernst and Young’s AML and economic sanctions-related efforts across banks, asset managers, broker/dealers and insurance companies. He brings extensive hands-on experience in compliance organization/structure, risk assessment and mitigation, control assessment and operational and technology improvement strategies.

Steve is frequently published on key AML and economic sanctions-related topics and facilitates industry forums. He is a Certified Information Systems Auditor and a Certified Financial Services Auditor.

Shannon Bennett, CRCM, CAMS
Senior Director - AML Compliance Operations and Technology
MoneyGram International

Shannon is senior director of AML Compliance Operations and Technology, overseeing 68 team members. She is responsible on a global basis for government reporting (CTRs/SARs), transaction monitoring, AML risk assessments, OFAC/sanctions and the financial intelligence unit. She has extensive experience in providing compliance advice and technology guidance to financial services companies, including banks. Shannon previously worked for Wells Fargo Home, Consumer and Finance Group and Wolters Kluwer Financial Services. She frequently presents at industry seminars and conferences on AML compliance-related topics. Shannon has published numerous compliance related articles in several banking focused publications.

Karen A. Benson, Esq., CAMS
Director of Global Compliance and Ethics
Royal Caribbean Cruises Ltd.

Larissa Bernardes
Web Editor
MoneyLaundering.com, ComplianceAdvantage.com

Larissa has been the Web Editor for MoneyLaundering.com since 2008 and has been a researcher for the company since 2006. Previously, she was employed as a senior supervisor at SunTrust Bank's retail banking division. She also worked at House King Magazine, where she edited and wrote real estate themed articles. Larissa is fluent in Portuguese and Spanish.

John J. Byrne, CAMS
Executive Vice President
Association of Certified Anti-Money Laundering Specialists (ACAMS)

John is an internationally-recognized regulatory and legislative attorney with over 25 years of experience in financial services issues, with expertise in regulatory oversight, policy and management, anti-money laundering, privacy and consumer compliance. Previously, he was the president of Condor Consulting LLC and the global regulatory relations executive for Bank of America and the director of the American Bankers Association's Center for Regulatory Compliance. John has received a number of awards, including the Director's Medal for Exceptional Service from the Treasury Department's Financial Crimes Enforcement Network (FinCEN) and the ABA's Distinguished Service Award for his career work in the compliance field.

Tim Byun, CAMS
Visa AML/ATF Officer
Visa Inc.

Tim serves as Visa’s head of Global Credit Settlement Risk, leading AML programs to maintain Visa’s compliance. Prior to joining Visa, he served as a bank regulator for16 years. Tim was with the Federal Reserve Bank of San Francisco's Division of Banking Supervision and Regulation for 12 years in various positions, including as an examining manager in the Regional and Foreign Institutions Group. He also worked for the Federal Deposit Insurance Corporation in Los Angeles as a commissioned bank examiner.

Jennifer Shasky Calvery
Chief, Asset Forfeiture and Money Laundering Section
US Department of Justice

Jennifer was appointed chief, Asset Forfeiture and Money Laundering Section, in July 2010. She first joined the Division through the Attorney General’s Honors Program in 1997. She began her tenure with the Office of Overseas Prosecutorial Development, Assistance, and Training (OPDAT) where she worked on criminal justice reform projects for Russia, Central Asia, and Eastern Europe, before rotating through a detail as a special assistant United States attorney in the Eastern District of Virginia, and then a position as a litigating attorney in the Fraud Section. Jennifer served as a trial attorney in the Organized Crime and Racketeering Section (OCRS) prosecuting cases targeting international organized crime groups, and particularly the professional money launderers who supported them.

Jim Candelmo, CAMS
BSA Compliance Officer
Ally Financial

Jim is responsible for all anti-money laundering investigations, operations, programs and global sanctions as well as other compliance activities.

Before joining Ally, Jim was the Deputy Criminal Chief (Terrorism/National Security) for the United States Attorney’s Office in Raleigh, North Carolina, where he was responsible for investigation and prosecution of all national security cases. Prior to that, Jim served as a Senior Trial Attorney with the Department’s elite Counter Espionage Section and Fraud Section. He is a veteran of both the Department’s New England Bank Fraud Task Force and San Diego Bank Fraud Task Force.

Vasilios Chrisos, CAMS
Americas AML & Economic Sanctions Director
Macquarie Compliance|Macquarie Group

Vasilios is the Americas Anti-Money Laundering (AML) and Economic Sanctions director for Macquarie, Australia’s largest investment bank. He is responsible for managing the company’s AML and sanctions programs across all business groups and legal entities in North and South America. This includes coordinating the completion of risk assessments, developing and implementing policies and procedures, ensuring employees receive periodic AML training, acting as an adviser to stakeholders regarding AML/CTF and sanctions matters, managing investigations, as appropriate, ensuring Suspicious Activity Reports are prepared and filed timely, performing compliance testing, participating in the new business / product approval process, and chairing various AML Working Groups across the region. Prior to joining Macquarie, Vasilios helped lead Ernst and Young’s AML advisory practice by managing projects at large, complex institutions.

David Clark, CAMS
Head of Intelligence and Analysis,
Financial Crime
Barclays Wealth

David has extensive global financial crime risk mitigation experience within banks and, previously, government customs agencies. David joined Barclays Wealth from ABN AMRO where he held a senior position in their global advisory and analysis team with specific responsibilities for global AML training and communication and Asia advisory. Prior to switching careers to work in Financial Services, his 18 year law enforcement career as a financial investigator and intelligence officer included seven years in a crown dependent territory. Additionally, David worked on the ACAMS’ taskforces to revise the CAMS certification exam and produce the CAMS Online Training.

Hector X. Colon
Unit Chief, Illicit Finance and Proceeds of Crime Unit, Financial, Narcotics and Special Operations Division
Homeland Security Investigations

Hector X. Colon currently serves as unit chief for the Illicit Finance and Proceeds of Crime Unit (IFPCU) within DHS/ICE - Homeland Security Investigations (HSI). The IFPCU provides programmatic and case oversight to field components and utilizes the National Money Laundering Strategy as a foundation to target transnational money laundering activity. As unit chief, Hector oversees two sections responsible for developing international and domestic initiatives designed to combat vulnerabilities in America's financial, trade and transportation sectors that can be exploited by terrorists and criminal networks.

Hal Crawford, CAMS
Global Director of Anti-Money Laundering & Sanctions
Brown Brothers Harriman & Co.

Hal is the global director of Anti-Money Laundering and Sanctions for Brown Brothers Harriman (BBH), the oldest and largest partnership bank in the United States of America. Hal is responsible for oversight and direction of the firm’s international AML, Sanctions, and Banking Compliance programs and participates in a variety of senior management activities designed to enhance firm-wide regulatory risk management control practices.

Hal has more than 22 years of experience in global financial services, advisory and national bank supervision. His banking experience includes serving as the deputy regional money laundering prevention officer and head of Financial Intelligence at UBS Investment Bank in New York, the national director for Enhanced Due Diligence at the US Trust Company of New York. Hal spent several years working for Arthur Andersen’s Regulatory Risk Services Practice, and was a national bank examiner with the Office of the Comptroller of the Currency (OCC). He is a member of the NY ACAMS Chapter Board.

Robert Curry, CAMS
SVP, Chief Compliance Officer
Fifth Third Bank

Rob has 20 plus years of compliance experience in varying functions including compliance officer, auditor, consultant, Deputy Director of Compliance Risk Management, and for the last five years, Chief Compliance Officer. In these roles, Rob has worked with community and money center banks, international boutique banks, and global financial institutions. In his current role, Rob is responsible for the oversight and direction of Fifth Third Bank’s Compliance Program. Specifically, this includes the AML Office and the Commercial, Mortgage, Retail, Consumer and Investment Advisors Divisions’ compliance programs. Rob graduated with a degree in Finance from Mount Union College and is a Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM) and Certified Internal Auditor (CIA).

Sterling Daines
Managing Director, Compliance Surveillance Strategy Group | Anti-Money Laundering
Goldman Sachs & Co.

Sterling manages the global Anti-Money Laundering/Suspicious Activities Group (AMLSAG) at Goldman Sachs, which is responsible for executing the firm’s Anti-Money Laundering and Sanctions program firm wide. He joined Goldman Sachs in 2007 and was named managing director in 2010.

Prior to joining the Firm, Sterling was a principal in the Forensic and Dispute Services practice at Deloitte Financial Advisory Services LLP, specializing in anti-money laundering compliance and investigations, sanctions issues, fraud investigations, and forensic technology within the financial services industry. He was also the leader of Deloitte’s Forensic Data Analytics practice in the US and a consultant to numerous private and public institutions, including the US Department of Justice and the Financial Crimes Enforcement Network.

John J. Davidson
Global Head of Anti-Money Laundering
E*TRADE Financial

John joined E*TRADE Financial in October 2007 as a senior director and in August 2008 was named global head of Anti-Money Laundering. He has AML compliance responsibility for E*TRADE’s bank and brokerage operations. Prior to joining E*TRADE, John spent 19 years as an enforcement attorney and BSA/AML Policy specialist at the OTS, the Board of Governors of the Federal Reserve and most recently, the SEC. As an enforcement attorney, John assisted financial institution regulators in recovering over $50 million in ill-gotten gains from individuals and financial institutions.

Ross Delston, CAMS
Founder and Attorney
GlobalAML.com

Ross is an attorney and former banking regulator (FDIC) with over 30 years of experience in the financial services sector. He has been a legal consultant to the International Monetary Fund (IMF) on AML and banking matters since 1997 and has participated in the AML assessments of nine offshore financial centers, most recently Saint Vincent and the Grenadines (2010).

Ross is the co-author of “Reaching Beyond Banks: How to Target Trade-based Money Laundering and Terrorist Financing,” Case Western Reserve Journal of International Law (2009) and is a member of the International Editorial Board of the Journal of Banking Regulation (London). He has been the Co-Chair of the American Bar Association’s International AML Committee since 2008 and is a founding director of the US Capital Chapter of ACAMS. He is also a Certified CAMS Trainer.

Henrique Dominguez, CAMS
Legal and Compliance Manager
Banque Invik SA

Henrique is responsible of the Legal & Compliance department for the Credit Cards division at Banque Invik - Luxembourg. Prior to joining Banque Invik, Henrique managed the Compliance and Internal Controls department at Unibanco in Brasil and Paraguay for nine years. He was responsible for the supervision of adherence to the local regulations and internal policies of 18 branches in the region, fraud risk prevention, KYC / AML training for the bankers and the implementation of a High Risk Transactions Monitoring System. He also has experience as the Internal Audit Vice-President at EFG Bank Luxembourg, responsible for the audit of the European branches

Darren Donovan
Principal
KPMG Forensic

Darren is a principal of KPMG LLP. He is the National Forensic Banking and Finance industry leader and the office coordinating partner for the Forensic Boston/New England Offices. Darren’s key areas of experience focus on: Anti-Money Laundering Compliance, Fraud and Misconduct Investigations, and Foreign Corrupt Practices Act services. He has a wealth of experience effectively assisting financial services company with internal support, regulatory matters and government investigations.

Brian L. Ferrell
Executive Director, Financial Services
Ernst & Young LLP

As an Executive Director working on anti-money laundering (AML) and Financial Crime Prevention offerings, Brian brings with him over 20 years of corporate and government experience. Before joining Ernst & Young, Brian served as Assistant Vice President & Assistant General Counsel at The Hartford Financial Services Group where he was responsible for the development and implementation of global AML and economic sanctions programs. Brian has also held positions at the U.S. Department of the Treasury, including Chief Counsel for the Financial Crimes Enforcement Network. Brian is a frequent speaker at large industry events and has held several Board roles within the Association of Certified Anti-Money Laundering Specialists.

Noreen M. Fierro
Vice President, AML/FCPA Compliance Officer
Prudential Financial

Noreen began her career as an attorney with the law firm of Bressler, Amery and Ross, P.C., where she was a securities associate representing national and regional broker-dealers in securities and employment arbitrations and in federal and state court litigation. She then joined the law firm of Edwards and Angell, LLP, where she represented Fortune 100 companies in all aspects of mergers and acquisitions.

Prior to that, Noreen was a corporate vice president, associate general counsel, and a member of the Money Laundering Prevention Group with UBS Financial Services. She also served as the manager of the Money Laundering Prevention Group's Legal Staff.

Marcy Forman
Managing Director, Global Investigations Unit, AML Compliance
Citi

Veronika Foster, J.D., CAMS
Director Regulatory Controls, Financial Services Compliance
Walmart Stores

William J. Fox
Senior Vice President – Global AML Executive
Bank of America, N.A.

William is responsible for leading Bank of America’s Global Anti-Money Laundering and Economic Sanctions Division, ensuring compliance with laws requiring development of programs to prevent, detect and report suspected financial crimes. William is also responsible for compliance with economic sanctions regimes in jurisdictions in which Bank of America operates. Previously, William served as the director of the United States financial intelligence unit (FinCEN). Before joining FinCEN, William was the associate deputy general counsel, the third ranking legal official for the U.S. Department of the Treasury.

Susan Galli, CAMS
Anti-Money Laundering Program Director
HSBC North America Holdings, Inc.

Susan is currently the director of AML Programs, part of the AML Governance Office for HSBC Holdings North America, responsible for AML policy and program development. She was recently the chief risk management officer at Pacific National Bank, NA where she had responsibility for the oversight of the compliance risk management functions including BSA and regulatory compliance.

Susan served as a managing director and practice leader for the AML Compliance Risk Advisory & Forensics Practice of a big-five consulting firm. She has conducted in-depth AML reviews of various financial institutions’ AML programs as part of internal compliance monitoring and testing or as part of mergers and acquisition due diligence. She is fluent in English and Spanish and has over 17 years of senior-level anti-money laundering experience.

Joseph Gallion
Deputy Assistant Director Financial, Narcotics, and Special Operations Division
Homeland Security Investigations

Joseph Gallion currently serves as the Deputy Assistant Director of the Financial, Narcotics and Special Operations Division for Homeland Security Investigations (HSI) at U.S. Immigration and Customs Enforcement, Washington, DC. HSI is the second largest investigative organization in the United States and the largest investigative arm of the Department of Homeland Security, with approximately 10,000 employees, including more than 6,700 Special Agents assigned to 26 Special Agent-in-Charges offices in major cities, 182 other field offices throughout the United States, and 69 Attaché offices in 47 countries. In this position, Mr. Gallion has direct oversight of the financial, narcotics and special operations programs conducted by ICE offices throughout the United States. Prior to his current assignment, Mr. Gallion served as Chief of Staff for HSI, in that capacity Mr. Gallion carried out the functions of Office of the HSI Director by ensuring that HSI’s investigative and intelligence strategies, initiatives and operations are effectively developed and implemented, through an administered budget of more than $2 billion. These functions support the targeting of cross-border criminal organizations who exploit America’s legitimate travel, trade, financial and immigration systems for illicit purposes. This included the investigation of financial crimes, bulk cash smuggling; narcotics smuggling / trafficking, human smuggling / trafficking; commercial trade fraud and intellectual property rights crimes; cyber / exploitation of children crimes; immigration and document / benefit fraud; human rights violators; transnational gang activity; weapons smuggling; and, critical technology / export enforcement.

Renato (Ron) Giammarco, CAMS
Partner, Financial Services
Ernst & Young LLP

Ron is a New York-based Financial Services partner in Ernst and Young’s Information Technology Advisory Services (ITAS) practice. He has over 17 years of experience in the financial services industry, serving Asset Management, Banking and Capital Markets clients in the areas of compliance, risk and finance technologies. Within ITAS, Ron serves as the Compliance Technology Enablement service line leader. In this role, he is responsible for developing IT and data related solutions to assess, implement and improve compliance related processes and activities.

Stacey N. Gomer
Analyst
Federal Bureau of Investigation

Stacey is an analyst with the Federal Bureau of Investigation and is a member of the FBI’s Financial Threat Focus Cell. She works closely with members of the financial sector to share and discuss new trends affecting financial institutions and has co-authored joint products with the Financial Services Information Sharing and Analysis Center on corporate account takeover issues.

Brian Grant
Senior Manager, Fraud Investigation and Dispute Services Practice
Ernst & Young LLP

Brian specializes in economic sanctions and anti-money laundering investigations and compliance. He recently joined the firm after ten years of service in the U.S. Department of the Treasury. A former career member of the Senior Executive Service, Brian held a variety of leadership positions in Treasury’s Office of Foreign Assets Control, Office of Intelligence and Analysis, and Office of Terrorist Financing and Financial Crimes.

Theodore S. Greenberg
TG Global

Theodore Greenberg joined the World Bank in 2003 as Senior Counsel in the Legal Vice Presidency and served in Financial Market Integrity (Financial Sector Vice Presidency) where he helped design and implement the Bank’s global technical assistance program to combat money laundering and terrorist financing. Mr. Greenberg helped create and implement the World Bank/UNODC Stolen Asset Recovery (StAR) Initiative to help countries recover the proceeds of corruption. He led the project teams for, and is an author of, Stolen Asset Recovery: A Good Practices Guide For Non-Conviction Based Asset Forfeiture (World Bank, April 2009), and Politically Exposed Persons: Preventive Measures For The Banking Sector (World Bank, April 2010). Mr. Greenberg retired from the World Bank in September 2009 and runs the consulting firm, TG Global.

Before joining the Bank Mr. Greenberg served in the U.S. Department of Justice for 30 years in both managerial and prosecutorial positions and specialized in fighting money laundering, white collar crime including (procurement fraud, Foreign Corrupt Practices Act) and transnational organized crime.

Lisa M. Grigg, CAMS
Managing Director, Senior AML Risk Executive
Bank of America, N.A.

Lisa is the North America’s risk executive and Bank Secrecy Act officer in Enterprise Compliance Program Operations, Global Compliance and Operational Risk Division and is located in Charlotte, NC. She is responsible for ensuring compliance with the Bank Secrecy Act and related federal laws as amended and supplemented by the relevant provisions of the USA Patriot Act, as well as other locally applicable laws and related anti-money laundering regulations. Lisa is directly responsible for Bank of America’s AML policy, procedures and controls designed to reasonably ensure compliance with all anti-money laundering and anti-terrorism laws and regulations in all jurisdictions in which the Bank operates.

Patricia J. Haynes
Acting Deputy Chief
IRS Criminal Investigation

Patricia is the acting deputy chief, Criminal Investigation, headquartered in Washington, DC. In this role, she directs worldwide programs for investigating potential criminal violations of the Internal Revenue Code and related financial crimes in a manner that fosters confidence in the tax system and compliance with the law. Along with the chief, Criminal Investigation, Patricia advises the IRS deputy commissioner (Services and Enforcement) and IRS commissioner on Criminal Investigation matters. She also manages the day-to-day activities of the Headquarters Criminal Investigation organization.

Peter Richard Hazlewood
Global Head, Financial Crime Risk Operations, Group Financial Crime Risk
Standard Chartered Bank

Following his appointment in August 2011, Peter is the Standard Chartered Bank executive responsible for managing Financial Crime Risk (FCR) operations globally. Headquartered in London and operating in over 70 countries worldwide, Standard Chartered is an emerging markets specialist with a strategic focus on Asia, Africa and the Middle East.

Peter previously served in Hong Kong law enforcement, specializing in complex white collar crime. He was recruited by JPMorgan Chase in 1996 and worked in various positions in Hong Kong, Singapore and the USA. His last appointment at JPMC was in Corporate AML Compliance, New York. Immediately prior to joining Standard Chartered, Peter was managing director, Compliance Services and Security, DBS Group, the largest financial services group in the South East Asia.

Diana B. Henriques
Senior Financial Writer
The New York Times

Diana is the author of The Wizard of Lies, The White Sharks of Wall Street, Fidelity’s World and The Machinery of Greed. She is a senior financial writer for The New York Times, having joined the Times staff in 1989. A Polk Award winner and Pulitzer Prize finalist, she has won several awards for her work on the Times’s coverage of the Madoff scandal and was part of the team recognized as a Pulitzer finalist for its coverage of the financial crisis of 2008. She lives in Hoboken, New Jersey.

Guillermo Horta Montes
Managing Director / Latin America, Global AML and Economic Sanctions
Bank of America Merrill Lynch

Formerly, Guillermo acted as Citigroup’s Anti-Money Laundering managing director for Mexico & Latin America. Guillermo is also the vice president of the Anti-Money Laundering and Terrorist Financing Committee of the Latin-American Banks Federation (FELABAN) and head of the AML Committee of the Mexican Banks Association (ABM). Previously, Guillermo held several positions in Citigroup at the Corporate Legal and Compliance Departments of Grupo Financiero Banamex. Before his career in the financial system, Guillermo worked in different governmental entities involved in topics related to law enforcement and also as an associate in a prestigious international law firm in Mexico.

Hubert Humphrey III
Assistant Director, Office of Financial Protection for Older Americans
Consumer Financial Protection Bureau

Hubert joined the Consumer Financial Protection Bureau (CFPB) as the assistant director of its newly established Office of Older Americans in October 2011. Hubert has spent much of his professional life working to protect consumers, serving first as a state senator and later as attorney general of Minnesota. He has also worked on behalf of seniors as president of the Minnesota AARP and, until recently, served on AARP’s national board. He served in Minnesota for nearly three decades, as state senator for 10 years and state attorney general for 16 years. After leaving elective office, Hubert returned to the private sector. Hubert also served as former state president and national board member of AARP, the nation’s largest consumer senior nonprofit organization.

Beverly Jules
Supervising Examiner
Federal Reserve Bank of New York

Beverly is a Certified Public Accountant and supervising examiner of the Federal Reserve Bank of New York, where she manages of one of the Anti-Money Laundering Teams. She has been a member of the Bank’s Anti-Money Laundering Unit since 2005 and has evaluated institutions with effective BSA/AML programs as well as those under enforcement action. She also serves as one of the Federal Reserve System’s lead instructors of the Banking and Supervision Elements Course and co-instructor of the Examination Management Course and the Anti-Money Laundering Seminars offered through the International Training and Technical Assistance Program. Beverly joined the Bank in 1992 as a specialist in operations, accounting and audit.

Adam S. Kaufmann
Executive Assistant District Attorney
Chief of the Investigation Division
New York County District Attorney’s Office

Adam Kaufmann is an Executive Assistant District Attorney and Chief of the Investigation Division in the Office of Cyrus R. Vance, Jr., District Attorney for the County of New York. Mr. Kaufmann joined the Manhattan District Attorney’s Office in 1994. During his career with the District Attorney’s Office, Mr. Kaufmann worked as a line Assistant handling all manner of street crime, as Senior Counsel supervising long-term wiretap investigations into narcotics importation organizations, and as Deputy Chief and Chief of a bureau investigating and prosecuting complex securities fraud, banking fraud, tax evasion and offshore money laundering cases. In this final capacity, Mr. Kaufmann commenced and supervised the investigations of Lloyds TSB, Credit Suisse, and Barclays for the illicit movement of Iranian money through banks in New York that resulted in deferred prosecution agreements and payments totaling over $1 billion. As Chief of the Investigation Division, Mr. Kaufmann supervises all major white collar, corruption, cyber, and organized crime investigations and prosecutions conducted by the Manhattan D.A.’s Office.

Ron P. King, CAMS
Vice President and Chief Anti-Money Laundering Officer
Scotiabank

Ron designs, develops, implements and maintains Scotiabank Group’s global anti-money laundering and counter-terrorism financing program. He coordinates all activities related to anti-money laundering and anti-terrorist financing for the major business lines for the institution and supports management in assessing and managing enterprise-wide risks, developing standards and procedures for anti-money laundering controls, training and monitoring transactions.

William D. Langford
SVP, Director of Global AML
JPMorgan Chase

William joined J.P. Morgan Chase & Co. in May of 2006, as Senior Vice President and Director of Global Anti-Money Laundering. He oversees the global anti-money laundering program for the firm. Previously, Mr. Langford served as the Associate Director for the Regulatory Policy and Programs Division of the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury. In this capacity, he oversaw the Bank Secrecy Act regulatory, compliance and enforcement functions for the Agency.

Ezra C. Levine
Senior Counsel
Morrison & Foerster

Ezra is an antitrust and commercial litigator who is a specialist in the area of funds transmission and anti-money laundering regulation. He has held a variety of senior legal and policy positions with the US Government, including with the Executive Office of the President relating to economic regulation of the energy industry. His last governmental position was with the Department of Energy as the assistant general counsel for Interpretations and Rulings.

In the money transmission area, Ezra has focused on the law of nonbank money transmitters. He is the author of money transmitter licensing laws in many states and has been instrumental in the passage of model money transmitter safety and soundness laws in numerous states. Ezra is a pre-eminent authority on the Bank Secrecy Act, the regulations promulgated thereunder and the application of BSA recordkeeping and reporting requirements to financial institutions

Thomas Lickiss, CAMS
Senior Vice President and Director, Financial Intelligence Unit
Wells Fargo

Tom is senior vice president and director of the Financial Intelligence Unit for Wells Fargo. He oversees the global identification, investigation, reporting, and trending of all suspicious activity related to money laundering and terrorist financing for Wells Fargo. Additionally, Tom is involved in the implementation and review of AML policy across the enterprise, as well as the mitigation of significant regulatory matters as they relate to AML/TF. Prior to joining Wells Fargo in 2006, Tom served as a special agent with the United States Secret Service. While at the Secret Service, he was responsible for both protection and investigative responsibilities related to financial crimes.

Steven Lindsey
Director, Internal Audit
Citigroup, Inc.

Currently, Steve designs and delivers Internal Audit (IA) services for various high risks, complex business products and units for Citigroup, leading and supporting IA teams and providing expert guidance on complex AML and OFAC issues. He provides subject matter expert advice to IA and business lines on various consumer and community laws in addition to BSA/AML laws, rules, regulations and guidance. Steve helps develop high level communication within Citigroup as well as to regulatory agencies. Steve has over 30 years of experience and extensive knowledge in the areas of safety/soundness, BSA/AML/OFAC, consumer protections and fair lending laws, rules and regulations.

A.D.A. Elizabeth Loewy
Attorney in Charge - Elder Abuse Unit, Special Victims/Special Prosecutions Bureau
New York County District Attorney’s Office

Elizabeth Loewy is the attorney in charge of the Elder Abuse Unit under New York County District Attorney, Cyrus R. Vance, Jr.

In 2009, Elizabeth served as co-trial counsel involving the late Brooke Russell Astor, a well-known New York City philanthropist, after initiating and leading the investigation of Mrs. Astor’s son, Anthony Marshall, and his attorney, Francis Morrissey. The trial resulted in convictions as to both defendants.

ADA Loewy has been employed as an assistant district attorney in the Manhattan District Attorney’s Office for 27 years. She began her career in one of the Office’s trial bureaus, where she prosecuted domestic violence, child abuse, sex crimes and homicide cases before being appointed to serve as the attorney in charge of the Domestic Violence Unit from 1990 until 1995. She has been a guest lecturer at New York University and Pace University on the subjects of domestic violence and elder abuse, and has conducted training sessions for various entities.

Dennis Lormel
President & CEO
DML Associates, LLC

Dennis is the founder and president of DML Associates, LLC, a full service investigative consultancy. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. For 28 years, he served as a special agent in the FBI and served as chief of the FBI Financial Crimes Program. There, he formulated, established and directed the FBI’s terrorist financing initiative following the terrorist attacks of September 11, 2001. For his visionary contributions, Dennis received numerous commendations and awards including the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Tracy MacDonald
Lead Associate
Booz | Allen| Hamilton

Tracy has more than 15 years of professional experience in the financial services industry, serving key roles in Counter-terrorism, Federal Fraud Investigations, and Bankcard Risk Management. She is currently a full-time instructor for the Counter Threat Finance Team with the Joint Military Intelligence Training Center at the Defense Intelligence Agency. Prior to joining Booz Allen Hamilton in 2008 as an associate, Tracy served as the director of London Potomac, a global consulting organization, specializing in Anti-Money Laundering Compliance and Counter-terrorism financing.

Before her position with London Potomac, Tracy was the director of Risk and Fraud for Interactive Communications, “InComm,” a $3 billion privately held gift card company, where she built and managed the Fraud Department. Tracy has also served as a special agent for the US Secret Service, where she conducted financial crimes and money-laundering investigations, and worked counterfeit and child pornography cases.

Michael R. McDonald, CAMS
President
Michael McDonald & Associates, Inc.

Michael is a 27-year veteran of the Internal Revenue Service, Criminal Investigation Division. He retired in 1998 and formed a Miami based consulting firm specializing in international money laundering, Bank Secrecy Act, Patriot Act, asset forfeiture, compliance and related matters. The firm is a network of retired Special Agents, each with in-depth experience in money laundering investigations. During his tenure with the IRS Criminal Investigation Division, Mike held several field agent and managerial positions and directed investigative resources in many high profile money laundering task forces. He was the lead manager in the development of the first money laundering task force, Operation Greenback. He was the first IRS Coordinator to the Florida/Caribbean Organized Crime Drug Enforcement Task Force and the South Florida High Intensity Drug Trafficking Area Task Force (HIDTA). He became widely known as one of the government’s premier experts on money laundering and the Bank Secrecy Act.

Damian McLoughlin
Director
Analysis International Group Limited

Brian Mannion
Lead Counsel
Nationwide Mutual Insurance Company

Brian is lead counsel with Nationwide Mutual Insurance Company. He has been with Nationwide for 10 years and practices in the areas of insurance, securities, privacy, information technology, OFAC and anti-money laundering. For the last eight years he has been the primary lawyer responsible for implementing the Bank Secrecy Act and the Office of Foreign Assets Control (OFAC) for Nationwide, including its broker/dealers, bank, mutual funds, and life insurance companies. Additionally, he has been leading the effort for all Nationwide companies to comply with the FACT Act ID Theft Regulations and utilize Social Networking tools. He has spoken frequently regarding the application of anti-money laundering laws and OFAC to the financial services industry.

Manny Muriel
Attaché for South America
IRS Criminal Investigation

Manny began his IRS career in 1994 as a special agent in the Chicago Field Office where he investigated a variety of cases involving income tax, money laundering and political corruption violations. Agent Muriel also worked in Puerto Rico, during which time, he specialized in conducting international money laundering investigations. In 2005, agent Muriel became a supervisor in the Miami Field Office, where he was responsible for managing a group of financial investigators. SA Muriel is currently the Regional Attaché for South America and has extensive experience in the international arena. Additionally, SA Muriel has taught financial investigative technique courses around the world.

Joseph (Jody) Myers
Assistant General Counsel
International Monetary Fund

Joseph is assistant general counsel and head of the Financial Integrity Group in the IMF’s Legal Department, which is responsible for the Fund’s work on Anti-Money Laundering and Combating the Financing of Terrorism. He oversees assessments and technical assistance, provides specialized support to IMF surveillance missions and represents the organization on the G-20 Anti-Corruption Working Group. Prior to joining the Fund in 2005, he worked on financial crime, corruption and terrorism issues for the United States Department of the Treasury, the National Security Council, and in private law practice.

Michael N. Obolensky
Senior Regulatory Counsel
Lloyds Bank

Michael has been in charge of US regulatory policy for Lloyds Bank and Bank of Scotland plc since 2002. In that capacity, he has addressed some of the most challenging legal and regulatory issues facing international businesses, including Foreign Account Tax Compliance Act, Dodd-Frank, anti-money laundering and counter-terrorist financing, economic sanctions and Foreign Corrupt Practices Act compliance, and cross-border document production and e-discovery. He has participated actively in representing the views of the international financial community to US regulatory and legislative bodies.

Prior to joining Bank of Scotland, Michael was General Counsel and Chief Compliance Officer of Fortis Financial Services LLC. A graduate of Georgetown University and Georgetown University Law Center, Michael has represented foreign and domestic banks as internal and outside counsel for over 35 years.

Brian Orsak
Managing Editor
MoneyLaundering.com and ComplianceAdvantage.com

Brian has been the managing editor of ComplianceAdvantage.com and Moneylaundering.com’s news division since 2008, and a reporter for the company since March 2007. Prior to covering the banking industry, he was the managing editor of Pervasive Weekly and The Security Report and an associate editor for Silicon Alley Reporter and Meetings & Convention Magazine. In addition to reporting on financial news, he has been a teacher in Dubai and Abu Dhabi.

Teresa A. Pesce
Principal
KPMG, LLP

Terry is a principal in KPMG LLP’s US Forensic Advisory Services practice, and leads the firm’s Anti-Money Laundering services group. She is based in New York, and possesses a diversity of skills in forensic and AML-related areas. Before joining KPMG in April 2007, Terry was the executive vice president and head of North American Anti-Money Laundering for HSBC. As the first to hold that position, she was responsible for the building of the AML compliance function for all of HSBC’s North American business lines, which included management and oversight of teams responsible for the creation and maintenance of policies and procedures, testing, training, investigative/financial intelligence programs, transaction monitoring, OFAC/sanctions compliance, and business line AML compliance.

F. John Podvin, Jr.
Of Counsel
Haynes and Boone LLP

John has more than 20 years of regulatory agency, law firm and corporate experience. He advises corporate boards, board committees, and members of management on federal and state banking laws and government investigations, and has served as primary liaison to federal bank regulators. He led a team of lawyers in summarizing the Dodd-Frank Wall Street Reform and Consumer Protection Act and was invited to testify before the Texas House of Representatives Pensions, Investments and Financial Services Committee and the Texas Senate Business and Commerce Committee concerning the implementation of the Act. Currently, he is advising clients on the implementation of the Dodd-Frank Act.

As an outside counsel, John has assisted financial institutions with regulatory compliance, mergers and acquisitions, government investigations, enforcement actions and litigation. He works closely with financial institutions in developing new products and services, including electronic banking services, Internet services and other forms of information technology.

Chip Poncy
Director, Office of Strategic Policy
for Terrorist Financing and
Financial Crimes
US Department of the Treasury

As director, Chip’s responsibilities include creating and managing strategic initiatives to enhance the transparency of the financial system across the banking and non-banking financial services industries, strengthen the effectiveness of targeted financial and economic measures against illicit financing networks, promote outreach to the charitable sector to implement protective measures against terrorist exploitation, and combat trade-based money laundering, the illicit use of cash couriers and bulk cash smuggling. Chip co-chairs the policy working group of the Financial Action Task Force and is an adjunct associate professor at Georgetown University’s Edmund A. Walsh School of Foreign Service.

Francisco Rapp
Chief Sanctions Officer
Citigroup

Francisco is Citi’s Chief Sanctions Officer and a Managing Director within Citi’s Global AML & Sanctions Compliance organization. Francisco heads the global sanctions compliance program, managing a global team that address sanctions risk for all Citi businesses. In this role he is Citi’s primary liaison with the U.S. Department of the Treasury’s Office of Foreign Assets Control. His responsibilities include defining a uniform enterprise-wide economic sanctions risk management framework, establishing governance and oversight mechanisms over key sanctions processes, and providing advice on local sanctions compliance and regulatory issues in 100+ countries in which the firm operates. Francisco, working with Citi Legal, is responsible for Citi’s Sanctions Screening Policy. Francisco has been with Citi for over 14 years, serving in various Audit, Risk Management and Compliance roles at country, regional and corporate levels.

Jaikumar Ramaswamy
Principal Deputy Chief, Asset Forfeiture and Money Laundering
Section US Department of Justice, Criminal Division

Jaikumar is the principal deputy chief of the Asset Forfeiture and Money Laundering Section, Criminal Division, Department of Justice. He joined the Department in 2004 as an assistant United States attorney for the Southern District of New York, serving in the Major Crimes and Asset Forfeiture units where he led long-term investigations into complex frauds, conducted jury trials, and briefed and argued several appeals before the Second Circuit. Prior to becoming principal deputy chief, Jai served as a trial attorney in the Computer Crime and Intellectual Property Section in the Criminal Division, where he prosecuted online money laundering schemes, international computer crimes, and hacking/trade secret cases. Before joining the Department, Jai clerked for the Honorable Gerard Lynch, United States District judge for the Southern District of New York and the Honorable Dennis Jacobs of the United States Court of Appeals for the Second Circuit.

Anthony Rodriguez, CAMS, CPA
Global Compliance Officer
AFEX Associated Foreign Exchange, Inc.

Anthony is a Certified Public Accountant and currently the global compliance officer for Associated Foreign Exchange Inc. (“AFEX’). Prior to joining AFEX, Anthony’s extensive experience spans over 10 years in the MSB industry. He has held positions with RIA Financial Services one of the world’s largest money transmitters, JPMorgan Chase as vice president in the Commercial Compliance Department and Envios R.D./Pronto Envios a niche market money transmitter as their chief compliance officer. Anthony is currently a member of the ACAMS Advisory Board.

Edward Rodriguez, CAMS, CFS, EA
Principal
EORS Consulting LLC

Ed has more than 26 years experience--he has conducted, managed and directed complex forensic financial investigations including asset forfeiture, SAR Review teams, international tax, money laundering, Bank Secrecy Act, terrorism financing, financial frauds and corruption. Prior to forming EORS, Ed was the manager in the Forensics practice at Watkins Meegan LLC where he worked on civil and criminal tax matters, as well as fraud and misconduct investigations. He is Certified Anti-money Laundering Specialist (CAMS), a Certified Fraud Specialist (CFS), a Certified Financial Crimes Investigator (CFCI) and an Enrolled Agent (EA).

M. Sean Ruff
Attorney
Morrison & Foerster LLP

Sean’s practice is primarily in the fields of consumer financial services and financial institution regulation. He handles matters relating to gift card and gift certificate law, including the application of state unclaimed and abandoned property laws to gift cards and gift certificates, National Bank Act issues, consumer lending issues under the Truth in Lending Act and the Equal Credit Opportunity Act, electronic banking and payment system issues under the Electronic Fund Transfer Act, and other issues, including those relating to telemarketing, Internet taxation, and Internet gambling. In addition, he has worked on many payment card-related matters, including the negotiation of private label and co-branded credit card program documentation for some of the largest US retailers and financial institutions, and card issuing contracts.

Michael G. Rufino
Chief Operating Officer in Sales Practice in Member Regulation
FINRA

Michael has been in regulation for over 22 years and is presently chief operating officer in Sales Practice in Member Regulation at the Financial Industry Regulatory Authority (FINRA). He has taken part in many regulatory panels and seminars for the industry on Anti-Money Laundering. He is one of FINRA’s representatives on the Bank Secrecy Act Advisory Group (BSAAG) and is an active participant in the BSAAG Securities/Futures, BSAAG SAR, and BSAAG SAR Review subcommittees. Michael played a key role in setting up the AML examination program at the NYSE. He has also participated in the Financial Action Task Force’s (FATF) initiative on creating guidance on the risk based approach to the prevention of money laundering and terrorist financing as part of the working group undertaking this initiative as well as the recent FATF Typology on the Securities Industry.

Betty Santangelo, Esq.
Litigation Partner
Schulte, Roth & Zabel LLP

Betty Santangelo is a litigation partner at Schulte Roth & Zabel LLP, where she focuses her practice on corporate compliance, including AML, OFAC and FCPA; securities enforcement; and white-collar criminal defense. In addition to advising financial institutions on their AML/OFAC/FCPA procedures, Betty represents financial institutions and individuals before the U.S. Attorney’s Office, state attorneys general and regulatory agencies, including the SEC, the CFTC and FINRA; and conducts internal investigations. Immediately prior to joining SRZ, Betty was a First Vice President and Assistant General Counsel for Merrill Lynch, where she oversaw its AML procedures and represented the firm and its employees in regulatory litigation and criminal matters. Before that, she served as an Assistant U.S. Attorney for the Southern District of New York, where her focus was securities and commodities fraud prosecutions. Betty also has represented the securities and futures industry on the Treasury Department’s Bank Secrecy Act Advisory Group and received a Director’s Medal for Exceptional Service from Treasury’s Financial Crimes Enforcement Network. She also acts as counsel for the Securities Industry and Financial Markets Association AML and Financial Crimes Committee.

Nancy J. Saur, CAMS, FICA
Compliance Manager
Millennium bcp Bank & Trust

Nancy is the compliance manager at Millennium bcp Bank and Trust in the Cayman Islands. Previously she was responsible for compliance and risk management for the Caribbean and Asian offices of the ATC Group. In 2004, she co-founded a successful compliance consulting company headquartered in the Cayman Islands. She also founded the Cayman Islands Compliance Association, managed the development of computer-based training for its members and created a Cayman Islands module for an international compliance training program.

Michael Schidlow, Esq., CAMS
Vice President, Senior Investigator
Bank of America, N.A.

Schidlow has been working in the fields of fraud, risk and anti-money laundering for over five years. He is currently employed as a vice president and senior investigator within Bank of America's Global Investigative Services group. In this position, he investigates all manners of financial crimes against the Bank as well as instances of employee misconduct and insider abuse. Schidlow is considered a subject matter expert in financial crimes investigation and fraud prevention. He has led several high profile and complex criminal ring investigations and frequently works with federal and local law enforcement. His efforts have resulted in numerous arrests, convictions, loss preventions and hard dollar recoveries. Additionally, Schidlow has become renowned as a bank-wide leader in training on the subjects of fraud mitigation and loss prevention.

Markus E. Schulz
Chief Compliance Officer, Global Life & Banking
Zurich Insurance Company

Markus is the chief compliance officer for Global Life and Banking and global head of financial crime for Zurich Insurance. Markus joined Zurich in January 2008 after 13 years at ABN AMRO Bank, where he held various senior global compliance positions, including global head of the Compliance Service Center and COO of AML Compliance. Prior to his time in compliance, Markus served for almost a decade in a variety of senior in-country, regional and global management positions in Germany, UK and the Netherlands.

Jack Sonnenschein, CAMS
Vice President of Enterprise Compliance Risk Management
American Express

Jack joined American Express as vice president of Enterprise Compliance Risk Management in January 2009 with global responsibility for risk assessment, compliance monitoring and testing and compliance training. Prior to joining Amex, he served as managing director and global head of AML Audit at The Bank of New York Mellon, responsible for anti-money laundering independent testing.

Previously, Jack was director of Risk Management Standards and Initiatives in Citigroup’s Global Anti-Money Laundering group, developing technology solutions for customer acquisition and identification programs, transaction and account monitoring and USA Patriot Act compliance. He has worked extensively in developing country, product and customer risk models to integrate and support customer due diligence and monitoring systems.

Daniel D. Soto, CAMS
Chief Compliance Officer
Ally Financial Services

Dan is responsible for Ally’s enterprise-wide compliance activities. Before joining Ally, Dan spent two years with Wachovia/Wells Fargo in anti-money laundering and retail banking compliance, three years as the chief compliance officer for Royal Bank of Canada–Centura, and spent eight years with Bank of America in the global anti-money laundering compliance function.

Prior to joining the private industry, Dan was in the public sector as a commissioned bank examiner where he spent six years with the FDIC and nearly 10 years with the Federal Reserve Board.

Arnold Spencer
Partner
Haynes and Boone, LLP

A former First Assistant United States Attorney, Arnold Spencer now defends corporations and executives in parallel criminal and civil prosecutions, with a particular focus on fraud, financial mismanagement, and money laundering.  Arnold recently defended a corporation which was accused of participating in a trade-based money laundering scheme; after a detailed internal investigation, the government declined to bring any civil or criminal charges and returned 100 percent of the funds seized from his client.

As a trial lawyer, Arnold tried more than 20 federal criminal cases to successful jury verdicts.  In his ten years as a federal prosecutor, he never lost a single trial and obtained guilty verdicts on every indicted count.  He prosecuted money laundering cases involving fraud, terrorism, narcotics, public corruption, computer crimes, and immigration fraud.  In 2005, one defendant convicted of money laundering received the longest term of incarceration of any white collar criminal sentenced in federal court that year.  Arnold also served as the lead trial lawyer in the securities fraud prosecution of certain Enron and Merrill Lynch employees. 

Arnold is a nationally-recognized expert in the areas of money laundering and asset forfeiture, in part for his roles in prosecuting an unlicensed, foreign-based, money transmitting business and in prosecuting a drug kingpin for money laundering based on circumstantial evidence.  In 2008 and 2009, he was a featured speaker at both the Department's Money Laundering and Asset Forfeiture Chief's national conferences. 

Prior to attending law school, Arnold worked as an investment banker for Morgan.

Brian Stoeckert, CAMS
Associate, Financial Crimes
Booz | Allen| Hamilton

Brian is a recognized expert by The Wall Street Journal in financial crimes and currency exchange. He specializes in anti-money laundering and fraud compliance, investigations, and training for commercial and government clients. Brian co-authored the first publication to assess the financial crimes risks of bond swaps using offshore jurisdictions in parallel markets. Since publication, the US has issued indictments in two separate high-profile money laundering cases, which allege the parallel market was used to launder narcotics proceeds.

Brian previously served as vice president for OneWest Bank, where he developed the enterprise-wide BSA/AML/Fraud program and managed the integration of three failed financial institutions purchased from the FDIC. He serves as the chair of the ACAMS Chapter Steering Committee and is an executive board member of the ACAMS Northern California Chapter.

Adam J. Szubin
Director
Office of Foreign Assets Control

Adam was named the Director of Treasury's Office of Foreign Assets Control (OFAC) by U.S. Treasury Secretary Henry Paulson on August 1, 2006. In the role of OFAC Director, Adam is responsible for administering and enforcing the United States Government's economic sanction programs to advance foreign policy and national security objectives. These programs target supporters of terrorism, proliferators of weapons of mass destruction (WMD), international narcotics traffickers, and select foreign countries.

During his tenure at the Treasury, Adam has served as the Senior Advisor to the Under Secretary for Terrorism and Financial Intelligence. In this capacity, he helped to develop and coordinate the implementation of policies on a range of issues, including terrorist financing, money laundering, sanctions programs, rogue regimes, WMD proliferation, and intelligence analysis. Adam chaired the Money Laundering Threat Assessment Working Group, which produced the first government-wide analysis of U.S. money laundering vulnerabilities.

Adam came to the Treasury from the Department of Justice, where he served as Counsel to the Deputy Attorney General, coordinating the Department's efforts to combat terrorism financing. Prior to assuming that position, he worked as a trial attorney in the Civil Division of the Justice Department, serving as a member of the Terrorism Litigation Task Force.

Adam clerked for Judge Ronald Gilman on the U.S. Court of Appeals for the Sixth Circuit. He graduated from Harvard Law School, cum laude, and Harvard College, magna cum laude, and was a Fulbright scholar. Szubin lives with his wife in Washington, DC.

Thai Trower, Esq., CAMS
Director, Anti-Money Laundering, Financial Services Reporting
Walmart Stores

Thai is the director of AML, Financial Services Reporting for Walmart US. In this role, she is tasked with management and direct oversight of the Financial Intelligence Unit which reviews financial services transactions (wire transfer, check cashing, bill payments, money order and stored value sales) for over 3,000 retail locations. Prior to joining Walmart, Thai spent several years in retail and investment banking as regulatory counsel and BSA officer. She began her career as an attorney specializing in white collar defense and securities litigation.

Raymond Villanueva
Unit Chief of Trade Transparency Unit
Homeland Security Investigations (HSI)

Raymond currently serves as the unit chief for the Trade Transparency Unit at U.S Immigration Enforcement (ICE) Headquarters in Washington, DC. In this capacity, he oversees the trade based money laundering programs and mission within the ICE Homeland Security Investigations (HSI). Previously, he served as a Section chief within the Illicit Finance and Proceeds if Crime Unit. In this capacity, he managed the Bulk Cash Smuggling and Money Service Business Programs. Prior to his headquarters assignment, Raymond served as the Group supervisor for the Financial Crimes/Asset Forfeiture and Removal Group at the HSI office of the Special Agent in Charge Buffalo, NY, where he was responsible for directing and managing complex criminal investigations and the day-to-day law enforcement functions within ICE’s role.

William Voorhees, CAMS, C.F.E.
Director, Financial Intelligence Unit
SVB Financial Group

Will is the director of the Financial Intelligence Unit at SVB Financial Group, a Silicon Valley based, international financial institution that serves technology, life science, and venture capital markets. SVB operates globally with offices in the US, UK, Cayman Islands, India, Israel and China. In this role, Will worked to combine fraud and AML into one distinct group, increasing efficiency through sharing a single case management system and aligning synergies within the group. He directed the design of an anti-efraud program to successfully thwart cyber attacks against SVB’s commercial clients. Will is a Gulf War veteran and prior municipal police officer. He is a Certified Fraud Examiner and is the founding co-chair of the ACAMS Northern California Chapter and also serves on the speaker faculty for ACAMS conferences and learning events.

Daniel Wager, CAMS
Senior Vice President, Head of Global EDD
TD Bank

Daniel is a supervisory special agent with the Department of Homeland Security, Immigration and Customs Enforcement (ICE), and currently serves as the director of the New York High Intensity Financial Crime Area (HIFCA). The NY HIFCA is a multi-agency financial intelligence unit that was identified in the 2006 FATF United States Mutual Evaluation Report on Anti-Money Laundering and Combating the Financing of Terrorism as “a model for the rest of the country.” As director of the HIFCA, Daniel supervises analysts, investigators and support personnel from seven law enforcement agencies. Daniel also currently oversees financial intelligence development and case support activities on behalf of the special inspector general for the Troubled Asset Relief Program (SIGTARP) and the Term Asset-Backed Securities Loan Facility (TALF) Task Force.

John Wagner, CAMS, NBE
Director, BSA and AML Compliance
Office of the Comptroller of the Currency

John was named director for Bank Secrecy Act and Anti-Money Laundering Compliance in the Compliance Policy Division of the Office of the Comptroller of the Currency (OCC) in March 2005. John directs the development of Bank Secrecy Act and anti-money laundering examination policy and procedures. He also provides policy interpretations and guidance to field staff, represents the OCC and the US Treasury on interagency task forces, and develops training programs. Prior to 2005, John served as a Bank Secrecy Act (BSA) / anti-money laundering (AML) specialist in the OCC’s Compliance Policy Division.

J. Chris Warrener
Section Chief
Terrorist Financing Operations Section - FBI

Tim White, CAMS
National Risk Specialist, BSA-OFAC
Banker’s Toolbox

Tim is the National Risk specialist for Banker’s Toolbox, Inc. Tim has licensed AML and Sanctions Interdiction Software to over a 1000 financial institutions since he started working in the banking compliance arena in 1994. Tim is an expert on OFAC/Sanctions Issues and has addressed OFAC and BSA issues at conferences throughout the United States. Tim has published articles in the ABA Bank Compliance Magazine, ACAMS Today and Western Banking Magazine. Tim is a current member of ACAMS’ Certification Exam Task Force. Tim was a member of a working group formed by the United Nation’s Al-Qaida Taliban Sanctions monitoring team pursuant UNSCR 1735 in 2007.

Suzanne Williams
Manager, BSA/AML Compliance Section
Board of Governors of the Federal Reserve System

Suzanne is the manager of the Compliance Section of the Division of Banking Supervision and Regulation at the Board of Governors of the Federal Reserve System. In this position, she works with Reserve Bank and Board staff in designing and implementing supervisory strategies to address significant Bank Secrecy Act, anti-money laundering and Office of Foreign Assets Control issues, including related enforcement actions. Suzanne develops policy interpretations and guidance for financial institutions and examination staff, represents the Federal Reserve on several interagency task forces, and conducts frequent industry outreach on compliance matters. She subsequently served as a senior financial analyst at the FDIC and a senior Regulatory Compliance Program specialist at the Department of the Treasury's Financial Crimes Enforcement Network.

T. Jack Williams
President
Paymentcard Services

Jack is considered one of the most knowledgeable individuals regarding money laundering utilizing prepaid cards and mobile devices in the US. He brings over 24 years of experience from the credit and debit cards arena. As president Paymentcard Services, Inc., he has designed and implemented fully operational prepaid debit and mobile commerce programs for various law enforcement agencies within the federal government globally. T. Jack Williams

He is a member of the Texas Counterterrorism Committee, which deals with critical infrastructure recovery.

Prior, he was CEO of eCommlink, a core processor for branded prepaid debit cards. As Senior Vice President for National Processing Company (NPC), Jack was responsible for the national merchant portfolio, processing over 6.0 billion MasterCard and Visa transactions annually. Prior to his transfer to NPC, he was Senior Vice President, Marketing with Stored Value Systems (SVS). He was responsible for many top tier retailers’ gift card programs. Credit Card Management awarded Jack their Debit Executive of the Year award for his achievement in the stored value arena.

Prior to SVS, Jack was Director of Membership Services at Blockbuster Entertainment. In this role he is credited with creating the world’s first gift card program.

Ian Wright
SVP, Anti-Money Laundering, FIU
HSBC North America Holdings Inc.

Meg R. Zucker
Global AML Officer
Pacific Investment Management Company (PIMCO)

Meg joined Morgan Stanley’s Legal and Compliance Division in 1998, and is currently a senior manager and counsel in the Firm’s Global Anti-Money Laundering Group covering the Institutional Securities business lines that primarily include Institutional Equity (also including prime brokerage and stock loan), Fixed Income (also including commodities and foreign exchange) and Investment Banking. In addition to managing the US AML business at the Firm, Meg also serves as an AML advisor relating to AML matters in Cayman, Latin America and Canada. Among her other responsibilities, Meg was the primary author of the Firm’s policies and procedures including the ISG Customer Identification, Foreign Bank Certification and 312 Programs, in addition to other applicable requirements of the USA PATRIOT Act. She also acts as Primary Global AML Policies and Procedures manager.